Germany vs United States of America: Account ownership at a financial institution or with a

Germany
98.1%
in 2024
United States of America
98.0%
in 2024
Germany rank
19th
United States of America rank
20th

Account ownership at a financial institution or with a over time

  • Germany
  • United States of America
020406080100201120172024

How they compare

Germany currently reports 98.1% against 98.0% in United States of America, a difference of 0.1%.

Across all 5 years both countries report, Germany has been ahead every year.

Germany ranks 19th and United States of America ranks 20th of 102 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany United States of America Difference Ahead
2010s 99.9% 96.6% 3.3% Germany
2020s 99.1% 97.7% 1.4% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher account ownership at a financial institution or with a, Germany or United States of America?
Germany, at 98.1% against 98.0% in United States of America as of 2024.
What is the difference in account ownership at a financial institution or with a between Germany and United States of America?
0.1%, with Germany ahead.
How many years of comparable data are there for Germany and United States of America?
5 years are reported by both, from 2011 to 2024.
How do Germany and United States of America rank globally for account ownership at a financial institution or with a?
Germany ranks 19th and United States of America ranks 20th of 102 countries.
Where does this data come from?
Global Findex Database, World Bank (WB), published as Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs United States of America: Account ownership at a financial institution or with a. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/germany/united-states/

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<a href="https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/germany/united-states/">Germany vs United States of America: Account ownership at a financial institution or with a</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).