Account ownership at a financial institution or with a in United States of America
United States of America: Account ownership at a financial institution or with a was 98.0% in 2024. ▬ Flat
Account ownership at a financial institution or with a in United States of America, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
The most recent figure for account ownership at a financial institution or with a in United States of America is 98.0%, measured in 2024.
That represents a change of up 0.6% on the previous year and up 0.6% over ten years.
Over the whole period, account ownership at a financial institution or with a in United States of America peaked at 98.4% in 2017 and was at its lowest, 94.2%, in 2011.
United States of America ranks 20th of 102 countries on this measure, in the top quarter.
Account ownership at a financial institution or with a in United States of America, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 94.2% | — |
| 2014 | 97.4% | +3.4% |
| 2017 | 98.4% | +1.0% |
| 2021 | 97.4% | -1.0% |
| 2024 | 98.0% | +0.6% |
United States of America compared with similar countries
- United States of America's 98.0% is above the median for high income countries, which is 97.9%, 1.0× the median. (40 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 96.6% | 94.2% | 98.4% | 3 |
| 2020s | 97.7% | 97.4% | 98.0% | 2 |
Countries ranked near United States of America
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in United States of America?
- Account ownership at a financial institution or with a in United States of America was 98.0% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in United States of America?
- The highest recorded value was 98.4% in 2017.
- What is the lowest account ownership at a financial institution or with a recorded in United States of America?
- The lowest recorded value was 94.2% in 2011.
- How does United States of America rank for account ownership at a financial institution or with a?
- United States of America ranks 20th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in United States of America?
- Over the last ten years it is up 0.6%. The long-run trend across the full record is flat.
- Where does this United States of America data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).