Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 98.1% in 2024. ▬ Flat

Latest (2024)
98.1%
Change on year
down 0.4%
World rank
18th
of 102 countries
All-time high
98.5%
in 2021
All-time low
94.1%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 94.2 % of population ages 15+2014: 98.2 % of population ages 15+2017: 94.1 % of population ages 15+2021: 98.5 % of population ages 15+2024: 98.1 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Spain is 98.1%, measured in 2024.

That represents a change of down 0.4% on the previous year and down 0.1% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 98.5% in 2021 and was at its lowest, 94.1%, in 2017.

Spain ranks 18th of 102 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Spain, 2011 to 2024.
Year % of population ages 15+ Change
2011 94.2%
2014 98.2% +4.2%
2017 94.1% -4.1%
2021 98.5% +4.7%
2024 98.1% -0.4%

Averages by decade

DecadeAverage LowestHighest Years
2010s 95.5% 94.1% 98.2% 3
2020s 98.3% 98.1% 98.5% 2

Countries ranked near Spain

  1. 15 Malta 98.6% compare
  2. 16 New Zealand 98.6% compare
  3. 17 Canada 98.3% compare
  4. 19 Germany 98.1% compare
  5. 20 United States of America 98.0% compare
  6. 21 Belgium 97.9% compare

See the full ranking of 114 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 98.1% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 98.5% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 94.1% in 2017.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 18th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is down 0.1%. The long-run trend across the full record is flat.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/spain/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).