Account ownership at a financial institution or with a in Canada

Canada: Account ownership at a financial institution or with a was 98.3% in 2024. ▬ Flat

Latest (2024)
98.3%
Change on year
down 1.6%
World rank
17th
of 102 countries
All-time high
99.8%
in 2021
All-time low
97.5%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Canada, 2011–2024

0204060801002011201720242011: 97.5 % of population ages 15+2014: 99.5 % of population ages 15+2017: 99.7 % of population ages 15+2021: 99.8 % of population ages 15+2024: 98.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Canada is 98.3%, measured in 2024.

The figure is down 1.6% on the previous year and down 1.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in Canada peaked at 99.8% in 2021 and was at its lowest, 97.5%, in 2011.

Canada ranks 17th of 102 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in Canada, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Canada, 2011 to 2024.
Year % of population ages 15+ Change
2011 97.5%
2014 99.5% +2.1%
2017 99.7% +0.1%
2021 99.8% +0.1%
2024 98.3% -1.6%

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.9% 97.5% 99.7% 3
2020s 99.0% 98.3% 99.8% 2

Countries ranked near Canada

  1. 14 Republic of Korea 98.7% compare
  2. 15 Malta 98.6% compare
  3. 16 New Zealand 98.6% compare
  4. 18 Spain 98.1% compare
  5. 19 Germany 98.1% compare
  6. 20 United States of America 98.0% compare

See the full ranking of 114 places →

More financial sector data for Canada

All data for Canada →

Frequently asked questions

What is account ownership at a financial institution or with a in Canada?
Account ownership at a financial institution or with a in Canada was 98.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Canada?
The highest recorded value was 99.8% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Canada?
The lowest recorded value was 97.5% in 2011.
How does Canada rank for account ownership at a financial institution or with a?
Canada ranks 17th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Canada?
Over the last ten years it is down 1.3%. The long-run trend across the full record is flat.
Where does this Canada data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Canada. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/canada/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/canada/">Account ownership at a financial institution or with a in Canada</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).