Estonia vs Sub-Saharan Africa (excluding high income): Account ownership at a financial institution or with a

Estonia
96.7%
in 2024
Sub-Saharan Africa (excluding high income)
44.2%
in 2024
Estonia rank
13th
Sub-Saharan Africa (excluding high income) rank
10th

Account ownership at a financial institution or with a over time

  • Estonia
  • Sub-Saharan Africa (excluding high income)
20406080100201120172024

How they compare

Estonia currently reports 96.7% against 44.2% in Sub-Saharan Africa (excluding high income), a difference of 52.5%.

That makes Estonia's figure about 2.2 times Sub-Saharan Africa (excluding high income)'s.

Across all 5 years both countries report, Estonia has been ahead every year.

Estonia ranks 13th and Sub-Saharan Africa (excluding high income) ranks 10th of 105 countries.

Estonia has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Estonia Sub-Saharan Africa (excluding high income) Difference Ahead
2010s 91.3% 21.6% 69.6% Estonia
2020s 97.5% 39.8% 57.8% Estonia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher account ownership at a financial institution or with a, Estonia or Sub-Saharan Africa (excluding high income)?
Estonia, at 96.7% against 44.2% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in account ownership at a financial institution or with a between Estonia and Sub-Saharan Africa (excluding high income)?
52.5%, with Estonia ahead.
How many years of comparable data are there for Estonia and Sub-Saharan Africa (excluding high income)?
5 years are reported by both, from 2011 to 2024.
How do Estonia and Sub-Saharan Africa (excluding high income) rank globally for account ownership at a financial institution or with a?
Estonia ranks 13th and Sub-Saharan Africa (excluding high income) ranks 10th of 105 countries.
Where does this data come from?
Global Findex Database, World Bank (WB), published as Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Estonia vs Sub-Saharan Africa (excluding high income): Account ownership at a financial institution or with a. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 18 September 2026, from https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/estonia/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).