Account ownership at a financial institution or with a in Estonia

Estonia: Account ownership at a financial institution or with a was 96.7% in 2024. ▲ Rising

Latest (2024)
96.7%
Change on year
down 1.7%
World rank
13th
of 105 countries
All-time high
98.4%
in 2021
All-time low
87.8%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Estonia, 2011–2024

0204060801002011201720242011: 87.8 % of population ages 15+2014: 91.6 % of population ages 15+2017: 94.4 % of population ages 15+2021: 98.4 % of population ages 15+2024: 96.7 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Estonia stood at 96.7%.

Compared with earlier readings it is down 1.7% on the previous year and up 5.6% over ten years.

Over the whole period, account ownership at a financial institution or with a in Estonia peaked at 98.4% in 2021 and was at its lowest, 87.8%, in 2011.

Estonia ranks 13th of 105 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in Estonia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Estonia, 2011 to 2024.
Year % of population ages 15+ Change
2011 87.8%
2014 91.6% +4.4%
2017 94.4% +3.0%
2021 98.4% +4.2%
2024 96.7% -1.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 91.3% 87.8% 94.4% 3
2020s 97.5% 96.7% 98.4% 2

Countries ranked near Estonia

  1. 10 France 98.1% compare
  2. 11 Spain 97.6% compare
  3. 12 Japan 97.6% compare
  4. 14 New Zealand 96.5% compare
  5. 15 Netherlands 95.9% compare
  6. 16 Mongolia 95.2% compare

See the full ranking of 117 places →

More financial sector data for Estonia

All data for Estonia →

Frequently asked questions

What is account ownership at a financial institution or with a in Estonia?
Account ownership at a financial institution or with a in Estonia was 96.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Estonia?
The highest recorded value was 98.4% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Estonia?
The lowest recorded value was 87.8% in 2011.
How does Estonia rank for account ownership at a financial institution or with a?
Estonia ranks 13th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Estonia?
Over the last ten years it is up 5.6%. The long-run trend across the full record is rising.
Where does this Estonia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Account ownership at a financial institution or with a in Estonia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/estonia/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/estonia/">Account ownership at a financial institution or with a in Estonia</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).