Account ownership at a financial institution or with a in France

France: Account ownership at a financial institution or with a was 98.1% in 2024. ▲ Rising

Latest (2024)
98.1%
Change on year
up 2.3%
World rank
10th
of 105 countries
All-time high
98.1%
in 2024
All-time low
79.8%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in France, 2011–2024

0204060801002011201720242011: 97.7 % of population ages 15+2014: 83.4 % of population ages 15+2017: 79.8 % of population ages 15+2021: 95.9 % of population ages 15+2024: 98.1 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

France recorded 98.1% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

The figure is up 2.3% on the previous year and up 17.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in France peaked at 98.1% in 2024 and was at its lowest, 79.8%, in 2017.

That places France 10th out of 105 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in France, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in France, 2011 to 2024.
Year % of population ages 15+ Change
2011 97.7%
2014 83.4% -14.6%
2017 79.8% -4.3%
2021 95.9% +20.1%
2024 98.1% +2.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 86.9% 79.8% 97.7% 3
2020s 97.0% 95.9% 98.1% 2

Countries ranked near France

  1. 8 Cyprus 99.3% compare
  2. 9 Slovenia 98.6% compare
  3. 11 Spain 97.6% compare
  4. 12 Japan 97.6% compare
  5. 13 Estonia 96.7% compare

See the full ranking of 117 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is account ownership at a financial institution or with a in France?
Account ownership at a financial institution or with a in France was 98.1% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in France?
The highest recorded value was 98.1% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in France?
The lowest recorded value was 79.8% in 2017.
How does France rank for account ownership at a financial institution or with a?
France ranks 10th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in France?
Over the last ten years it is up 17.7%. The long-run trend across the full record is rising.
Where does this France data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in France. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/france/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).