Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 97.6% in 2024. ▲ Rising

Latest (2024)
97.6%
Change on year
up 1.3%
World rank
11th
of 105 countries
All-time high
97.6%
in 2024
All-time low
87.6%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 87.6 % of population ages 15+2014: 93.2 % of population ages 15+2017: 89 % of population ages 15+2021: 96.4 % of population ages 15+2024: 97.6 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Spain is 97.6%, measured in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 1.3% on the previous year and up 4.8% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 97.6% in 2024 and was at its lowest, 87.6%, in 2011.

That places Spain 11th out of 105 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Spain, 2011 to 2024.
Year % of population ages 15+ Change
2011 87.6%
2014 93.2% +6.4%
2017 89.0% -4.4%
2021 96.4% +8.3%
2024 97.6% +1.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 89.9% 87.6% 93.2% 3
2020s 97.0% 96.4% 97.6% 2

Countries ranked near Spain

  1. 8 Cyprus 99.3% compare
  2. 9 Slovenia 98.6% compare
  3. 10 France 98.1% compare
  4. 12 Japan 97.6% compare
  5. 13 Estonia 96.7% compare
  6. 14 New Zealand 96.5% compare

See the full ranking of 117 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 97.6% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 97.6% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 87.6% in 2011.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 11th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is up 4.8%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/spain/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/spain/">Account ownership at a financial institution or with a in Spain</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).