Account ownership at a financial institution or with a in New Zealand

New Zealand: Account ownership at a financial institution or with a was 96.5% in 2024. ▬ Flat

Latest (2024)
96.5%
Change on year
down 0.0%
World rank
14th
of 105 countries
All-time high
100.0%
in 2011
All-time low
96.5%
in 2024
Years of data
5
2011–2024

Account ownership at a financial institution or with a in New Zealand, 2011–2024

0204060801002011201720242011: 100 % of population ages 15+2014: 97.2 % of population ages 15+2017: 100 % of population ages 15+2021: 96.5 % of population ages 15+2024: 96.5 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

New Zealand recorded 96.5% for account ownership at a financial institution or with a in 2024. That is the lowest value across all 5 years on record.

Compared with earlier readings it is down 0.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in New Zealand peaked at 100.0% in 2011 and was at its lowest, 96.5%, in 2024.

New Zealand ranks 14th of 105 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in New Zealand, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in New Zealand, 2011 to 2024.
Year % of population ages 15+ Change
2011 100.0%
2014 97.2% -2.8%
2017 100.0% +2.9%
2021 96.5% -3.5%
2024 96.5% -0.0%

New Zealand compared with similar countries

  • New Zealand's 96.5% is above the median for high income countries, which is 87.7%, 1.1× the median. (42 countries reporting)
  • New Zealand's 96.5% is above the median for East Asia & Pacific, which is 87.4%, 1.1× the median. (13 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 99.1% 97.2% 100.0% 3
2020s 96.5% 96.5% 96.5% 2

Countries ranked near New Zealand

  1. 11 Spain 97.6% compare
  2. 12 Japan 97.6% compare
  3. 13 Estonia 96.7% compare
  4. 15 Netherlands 95.9% compare
  5. 16 Mongolia 95.2% compare
  6. 17 Hong Kong, China 93.4% compare

See the full ranking of 117 places →

More financial sector data for New Zealand

All data for New Zealand →

Frequently asked questions

What is account ownership at a financial institution or with a in New Zealand?
Account ownership at a financial institution or with a in New Zealand was 96.5% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in New Zealand?
The highest recorded value was 100.0% in 2011.
What is the lowest account ownership at a financial institution or with a recorded in New Zealand?
The lowest recorded value was 96.5% in 2024.
How does New Zealand rank for account ownership at a financial institution or with a?
New Zealand ranks 14th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in New Zealand?
Over the last ten years it is down 0.7%. The long-run trend across the full record is flat.
Where does this New Zealand data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in New Zealand. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/new-zealand/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).