Ghana vs South Africa: Account ownership at a financial institution or with a

Ghana
69.6%
in 2024
South Africa
74.2%
in 2024
Ghana rank
56th
South Africa rank
53rd

Account ownership at a financial institution or with a over time

  • Ghana
  • South Africa
20406080201120172024

How they compare

South Africa currently reports 74.2% against 69.6% in Ghana, a difference of 4.6%.

That makes South Africa's figure about 1.1 times Ghana's.

Across all 5 years both countries report, South Africa has been ahead every year.

Ghana ranks 56th and South Africa ranks 53rd of 102 countries.

South Africa has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Ghana South Africa Difference Ahead
2010s 33.4% 52.8% 19.4% South Africa
2020s 62.1% 76.0% 13.9% South Africa

Averages of every year both report within each decade.

Frequently asked questions

Which has higher account ownership at a financial institution or with a, Ghana or South Africa?
South Africa, at 74.2% against 69.6% in Ghana as of 2024.
What is the difference in account ownership at a financial institution or with a between Ghana and South Africa?
4.6%, with South Africa ahead.
How many years of comparable data are there for Ghana and South Africa?
5 years are reported by both, from 2011 to 2024.
How do Ghana and South Africa rank globally for account ownership at a financial institution or with a?
Ghana ranks 56th and South Africa ranks 53rd of 102 countries.
Where does this data come from?
Global Findex Database, World Bank (WB), published as Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ghana vs South Africa: Account ownership at a financial institution or with a. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/ghana/south-africa/

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Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/ghana/south-africa/">Ghana vs South Africa: Account ownership at a financial institution or with a</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).