Account ownership at a financial institution or with a in Ghana
Ghana: Account ownership at a financial institution or with a was 69.6% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Ghana, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in Ghana stood at 69.6%. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 27.2% on the previous year and up 107.6% over ten years.
Over the whole period, account ownership at a financial institution or with a in Ghana peaked at 69.6% in 2024 and was at its lowest, 18.4%, in 2011.
Ghana ranks 56th of 102 countries on this measure, in the middle of the range.
Account ownership at a financial institution or with a in Ghana, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 18.4% | — |
| 2014 | 33.5% | +82.3% |
| 2017 | 48.3% | +44.2% |
| 2021 | 54.7% | +13.2% |
| 2024 | 69.6% | +27.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 33.4% | 18.4% | 48.3% | 3 |
| 2020s | 62.1% | 54.7% | 69.6% | 2 |
Countries ranked near Ghana
- 53 South Africa 74.2% compare
- 54 Russian Federation 70.6% compare
- 55 Bosnia and Herzegovina 70.4% compare
- 57 Georgia 69.1% compare
- 58 Uganda 66.9% compare
- 59 Kosovo 66.7% compare
- 59 Kosovo (UNSCR 1244) 66.7% compare
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Ghana?
- Account ownership at a financial institution or with a in Ghana was 69.6% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Ghana?
- The highest recorded value was 69.6% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in Ghana?
- The lowest recorded value was 18.4% in 2011.
- How does Ghana rank for account ownership at a financial institution or with a?
- Ghana ranks 56th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Ghana?
- Over the last ten years it is up 107.6%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).