What is the difference in automated teller machines (atms) between Bulgaria and Montenegro?

3.61 per 100,000 adults, with Bulgaria ahead.

How many years of comparable data are there for Bulgaria and Montenegro?

20 years are reported by both, from 2005 to 2024.

Where does this data come from?

Financial Access Survey, International Monetary Fund (IMF), published as Automated teller machines (ATMs) (per 100,000 adults). Statizoid refreshes it automatically from the source and publishes the full history for both places.

Bulgaria vs Montenegro: Automated teller machines (ATMs)

Bulgaria

92.3 per 100,000 adults

in 2024

Montenegro

88.69 per 100,000 adults

in 2024

Bulgaria rank

21st

Montenegro rank

24th

Automated teller machines (ATMs) over time

Bulgaria
Montenegro

How they compare

Bulgaria currently reports 92.3 per 100,000 adults against 88.69 per 100,000 adults in Montenegro, a difference of 3.61 per 100,000 adults.

Across all 20 years both countries report, Bulgaria has been ahead every year.

Bulgaria ranks 21st and Montenegro ranks 24th of 189 countries.

Bulgaria has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade	Bulgaria	Montenegro	Difference	Ahead
2000s	64.9 per 100,000 adults	38.7 per 100,000 adults	26.2 per 100,000 adults	Bulgaria
2010s	94.92 per 100,000 adults	74.36 per 100,000 adults	20.56 per 100,000 adults	Bulgaria
2020s	93.23 per 100,000 adults	82.23 per 100,000 adults	11 per 100,000 adults	Bulgaria

Averages of every year both report within each decade.

Frequently asked questions

Which has higher automated teller machines (atms), Bulgaria or Montenegro?: Bulgaria, at 92.3 per 100,000 adults against 88.69 per 100,000 adults in Montenegro as of 2024.
What is the difference in automated teller machines (atms) between Bulgaria and Montenegro?: 3.61 per 100,000 adults, with Bulgaria ahead.
How many years of comparable data are there for Bulgaria and Montenegro?: 20 years are reported by both, from 2005 to 2024.
How do Bulgaria and Montenegro rank globally for automated teller machines (atms)?: Bulgaria ranks 21st and Montenegro ranks 24th of 189 countries.
Where does this data come from?: Financial Access Survey, International Monetary Fund (IMF), published as Automated teller machines (ATMs) (per 100,000 adults). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Bulgaria vs Montenegro: Automated teller machines (ATMs). Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/compare/automated-teller-machines-atms-per-100-000-adults/bulgaria/montenegro/

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<a href="https://financial-sector.statizoid.com/compare/automated-teller-machines-atms-per-100-000-adults/bulgaria/montenegro/">Bulgaria vs Montenegro: Automated teller machines (ATMs)</a> — Statizoid

About this data

Indicator: Automated teller machines (ATMs) (per 100,000 adults)
Unit: per 100,000 adults
Source: Financial Access Survey, International Monetary Fund (IMF)
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 235 places, 4,461 data points, 2004–2024
Last refreshed: 03 September 2026

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.