Automated teller machines (ATMs) in Montenegro
Montenegro: Automated teller machines (ATMs) was 88.69 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Montenegro, 2005–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.
Analysis
The most recent figure for automated teller machines (atms) in Montenegro is 88.69 per 100,000 adults, measured in 2024. That is the highest value across all 20 years on record.
That represents a change of up 7.0% on the previous year and up 25.4% over ten years.
Over the whole period, automated teller machines (atms) in Montenegro peaked at 88.69 per 100,000 adults in 2024 and was at its lowest, 14.31 per 100,000 adults, in 2005.
Montenegro ranks 24th of 188 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 20 years of available data.
Automated teller machines (ATMs) in Montenegro, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2005 | 14.31 per 100,000 adults | — |
| 2006 | 26.05 per 100,000 adults | +82.1% |
| 2007 | 40.11 per 100,000 adults | +54.0% |
| 2008 | 53.03 per 100,000 adults | +32.2% |
| 2009 | 60.02 per 100,000 adults | +13.2% |
| 2010 | 64.16 per 100,000 adults | +6.9% |
| 2011 | 66.08 per 100,000 adults | +3.0% |
| 2012 | 69.39 per 100,000 adults | +5.0% |
| 2013 | 71.33 per 100,000 adults | +2.8% |
| 2014 | 70.75 per 100,000 adults | -0.8% |
| 2015 | 75.92 per 100,000 adults | +7.3% |
| 2016 | 77.75 per 100,000 adults | +2.4% |
| 2017 | 80.75 per 100,000 adults | +3.9% |
| 2018 | 86.7 per 100,000 adults | +7.4% |
| 2019 | 80.77 per 100,000 adults | -6.8% |
| 2020 | 81.4 per 100,000 adults | +0.8% |
| 2021 | 76.94 per 100,000 adults | -5.5% |
| 2022 | 81.23 per 100,000 adults | +5.6% |
| 2023 | 82.87 per 100,000 adults | +2.0% |
| 2024 | 88.69 per 100,000 adults | +7.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 38.7 per 100,000 adults | 14.31 per 100,000 adults | 60.02 per 100,000 adults | 5 |
| 2010s | 74.36 per 100,000 adults | 64.16 per 100,000 adults | 86.7 per 100,000 adults | 10 |
| 2020s | 82.23 per 100,000 adults | 76.94 per 100,000 adults | 88.69 per 100,000 adults | 5 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Net domestic credit (current LCU), per capita 5,846 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.4406 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 2.45 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 1.52 billion SDR (2025)
- Reserves excluding gold 1.60 billion SDR (2025)
- Total reserves (gold at market value) 1.60 billion SDR (2025)
- Total reserves (gold at national valuation) 1.60 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,574 SDR per person (2025)
Frequently asked questions
- What is automated teller machines (atms) in Montenegro?
- Automated teller machines (atms) in Montenegro was 88.69 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest automated teller machines (atms) recorded in Montenegro?
- The highest recorded value was 88.69 per 100,000 adults in 2024.
- What is the lowest automated teller machines (atms) recorded in Montenegro?
- The lowest recorded value was 14.31 per 100,000 adults in 2005.
- How does Montenegro rank for automated teller machines (atms)?
- Montenegro ranks 24th out of 188 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Montenegro?
- Over the last ten years it is up 25.4%. The long-run trend across the full record is rising.
- Where does this Montenegro data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.
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About this data
Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.