Automated teller machines (ATMs) in Montenegro

Montenegro: Automated teller machines (ATMs) was 88.69 per 100,000 adults in 2024. ▲ Rising

Latest (2024)
88.69 per 100,000 adults
Change on year
up 7.0%
World rank
24th
of 188 countries
All-time high
88.69 per 100,000 adults
in 2024
All-time low
14.31 per 100,000 adults
in 2005
Years of data
20
2005–2024

Automated teller machines (ATMs) in Montenegro, 2005–2024

204060802005201420242005: 14.3 per 100,000 adults2006: 26.1 per 100,000 adults2007: 40.1 per 100,000 adults2008: 53 per 100,000 adults2009: 60 per 100,000 adults2010: 64.2 per 100,000 adults2011: 66.1 per 100,000 adults2012: 69.4 per 100,000 adults2013: 71.3 per 100,000 adults2014: 70.8 per 100,000 adults2015: 75.9 per 100,000 adults2016: 77.7 per 100,000 adults2017: 80.7 per 100,000 adults2018: 86.7 per 100,000 adults2019: 80.8 per 100,000 adults2020: 81.4 per 100,000 adults2021: 76.9 per 100,000 adults2022: 81.2 per 100,000 adults2023: 82.9 per 100,000 adults2024: 88.7 per 100,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.

Analysis

The most recent figure for automated teller machines (atms) in Montenegro is 88.69 per 100,000 adults, measured in 2024. That is the highest value across all 20 years on record.

That represents a change of up 7.0% on the previous year and up 25.4% over ten years.

Over the whole period, automated teller machines (atms) in Montenegro peaked at 88.69 per 100,000 adults in 2024 and was at its lowest, 14.31 per 100,000 adults, in 2005.

Montenegro ranks 24th of 188 countries on this measure, in the top quarter.

The long-run direction has been consistently rising across the 20 years of available data.

Automated teller machines (ATMs) in Montenegro, year by year

Annual values for Automated teller machines (ATMs) (per 100,000 adults) in Montenegro, 2005 to 2024.
Year per 100,000 adults Change
2005 14.31 per 100,000 adults
2006 26.05 per 100,000 adults +82.1%
2007 40.11 per 100,000 adults +54.0%
2008 53.03 per 100,000 adults +32.2%
2009 60.02 per 100,000 adults +13.2%
2010 64.16 per 100,000 adults +6.9%
2011 66.08 per 100,000 adults +3.0%
2012 69.39 per 100,000 adults +5.0%
2013 71.33 per 100,000 adults +2.8%
2014 70.75 per 100,000 adults -0.8%
2015 75.92 per 100,000 adults +7.3%
2016 77.75 per 100,000 adults +2.4%
2017 80.75 per 100,000 adults +3.9%
2018 86.7 per 100,000 adults +7.4%
2019 80.77 per 100,000 adults -6.8%
2020 81.4 per 100,000 adults +0.8%
2021 76.94 per 100,000 adults -5.5%
2022 81.23 per 100,000 adults +5.6%
2023 82.87 per 100,000 adults +2.0%
2024 88.69 per 100,000 adults +7.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 38.7 per 100,000 adults 14.31 per 100,000 adults 60.02 per 100,000 adults 5
2010s 74.36 per 100,000 adults 64.16 per 100,000 adults 86.7 per 100,000 adults 10
2020s 82.23 per 100,000 adults 76.94 per 100,000 adults 88.69 per 100,000 adults 5

Countries ranked near Montenegro

  1. 21 Bulgaria 92.3 per 100,000 adults compare
  2. 22 Brazil 89.9 per 100,000 adults compare
  3. 23 Ukraine 89.03 per 100,000 adults compare
  4. 25 Kazakhstan 87.89 per 100,000 adults compare
  5. 26 Italy 85.72 per 100,000 adults compare
  6. 27 Spain 84.18 per 100,000 adults compare

See the full ranking of 234 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is automated teller machines (atms) in Montenegro?
Automated teller machines (atms) in Montenegro was 88.69 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest automated teller machines (atms) recorded in Montenegro?
The highest recorded value was 88.69 per 100,000 adults in 2024.
What is the lowest automated teller machines (atms) recorded in Montenegro?
The lowest recorded value was 14.31 per 100,000 adults in 2005.
How does Montenegro rank for automated teller machines (atms)?
Montenegro ranks 24th out of 188 countries with data for 2024.
Is automated teller machines (atms) rising or falling in Montenegro?
Over the last ten years it is up 25.4%. The long-run trend across the full record is rising.
Where does this Montenegro data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.

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Automated teller machines (ATMs) in Montenegro. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 26 August 2026, from https://financial-sector.statizoid.com/stat/automated-teller-machines-atms-per-100-000-adults/montenegro/

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About this data

Indicator
Automated teller machines (ATMs) (per 100,000 adults)
Unit
per 100,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 4,441 data points, 2004–2024
Last refreshed

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.