China vs United Kingdom of Great Britain and Northern Ireland: Bank lending-deposit spread

China
2.85
in 2020
United Kingdom of Great Britain and Northern Ireland
2.75
in 1998
China rank
97th
United Kingdom of Great Britain and Northern Ireland rank
100th

Bank lending-deposit spread over time

  • China
  • United Kingdom of Great Britain and Northern Ireland
01234198020002020

How they compare

China currently reports 2.85 against 2.75 in United Kingdom of Great Britain and Northern Ireland, a difference of 0.1.

The two have swapped places 4 times across 12 shared years of data; in 1984 it was United Kingdom of Great Britain and Northern Ireland ahead.

China ranks 97th and United Kingdom of Great Britain and Northern Ireland ranks 100th of 124 countries.

United Kingdom of Great Britain and Northern Ireland has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade China United Kingdom of Great Britain and Northern Ireland Difference Ahead
1980s 0.792 1.33 0.535 United Kingdom of Great Britain and Northern Ireland
1990s 1.74 2.42 0.6813 United Kingdom of Great Britain and Northern Ireland

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank lending-deposit spread, China or United Kingdom of Great Britain and Northern Ireland?
China, at 2.85 against 2.75 in United Kingdom of Great Britain and Northern Ireland as of 2020.
What is the difference in bank lending-deposit spread between China and United Kingdom of Great Britain and Northern Ireland?
0.1, with China ahead.
How many years of comparable data are there for China and United Kingdom of Great Britain and Northern Ireland?
12 years are reported by both, from 1984 to 1998.
How do China and United Kingdom of Great Britain and Northern Ireland rank globally for bank lending-deposit spread?
China ranks 97th and United Kingdom of Great Britain and Northern Ireland ranks 100th of 124 countries.
Where does this data come from?
International Financial Statistics (IFS), International Monetary Fund (IMF), published as Bank lending-deposit spread. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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China vs United Kingdom of Great Britain and Northern Ireland: Bank lending-deposit spread. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 25 August 2026, from https://financial-sector.statizoid.com/compare/bank-lending-deposit-spread/china/united-kingdom/

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About this data

Indicator
Bank lending-deposit spread
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
124 places, 3,456 data points, 1980–2020
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.