Bank lending-deposit spread in United Kingdom
United Kingdom: Bank lending-deposit spread was 2.75 in 1998. ▲ Rising
Bank lending-deposit spread in United Kingdom, 1980–1998
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 1998, bank lending-deposit spread in United Kingdom stood at 2.75.
That represents a change of down 6.2% on the previous year and up 77.4% over ten years.
Over the whole period, bank lending-deposit spread in United Kingdom peaked at 2.93 in 1997 and was at its lowest, 0.4605, in 1985.
United Kingdom ranks 100th of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 17 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.72 | 0.4605 | 2.59 | 8 |
| 1990s | 2.31 | 1.41 | 2.93 | 9 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Domestic credit to private sector by banks 112.3% (2024)
- Total reserves in months of imports 1.39 (2025)
- Net domestic credit 3.89 trillion current LCU (2024)
- Net foreign assets 440.94 billion current LCU (2024)
- Monetary Sector credit to private sector 112.4% (2024)
- Broad money 141.9% (2024)
- Claims on central government, etc. 21.9% (2024)
- Domestic credit to private sector 112.4% (2024)
- Official exchange rate 0.7595 LCU per US$, period average (2025)
- Net migration 389,911 (2025)
Frequently asked questions
- What is bank lending-deposit spread in United Kingdom?
- Bank lending-deposit spread in United Kingdom was 2.75 in 1998, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in United Kingdom?
- The highest recorded value was 2.93 in 1997.
- What is the lowest bank lending-deposit spread recorded in United Kingdom?
- The lowest recorded value was 0.4605 in 1985.
- How does United Kingdom rank for bank lending-deposit spread?
- United Kingdom ranks 100th out of 124 countries with data for 1998.
- Is bank lending-deposit spread rising or falling in United Kingdom?
- Over the last ten years it is up 77.4%. The long-run trend across the full record is rising.
- Where does this United Kingdom data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.