Bank lending-deposit spread in Thailand
Thailand: Bank lending-deposit spread was 2.67 in 2020. ▼ Falling
Bank lending-deposit spread in Thailand, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Thailand is 2.67, measured in 2020.
That represents a change of up 0.1% on the previous year and down 14.8% over ten years.
Over the whole period, bank lending-deposit spread in Thailand peaked at 4.73 in 2001 and was at its lowest, 1.67, in 1995.
That places Thailand 101st out of 124 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 39 years of available data.
Bank lending-deposit spread in Thailand, year by year
| Year | Value | Change |
|---|---|---|
| 1980 | 4.15 | — |
| 1981 | 4.71 | +13.6% |
| 1982 | 3.96 | -15.9% |
| 1983 | 2.21 | -44.2% |
| 1984 | 3.79 | +71.7% |
| 1985 | 3.08 | -18.7% |
| 1986 | 3.62 | +17.6% |
| 1987 | 2.04 | -43.7% |
| 1988 | 2.08 | +2.0% |
| 1989 | 2.75 | +32.0% |
| 1990 | 2.17 | -21.2% |
| 1991 | 1.73 | -20.2% |
| 1992 | 3.29 | +90.4% |
| 1993 | 2.54 | -22.8% |
| 1994 | 2.44 | -4.1% |
| 1995 | 1.67 | -31.6% |
| 1996 | 3.06 | +83.7% |
| 1997 | 3.12 | +2.0% |
| 1998 | 3.77 | +20.7% |
| 1999 | 4.21 | +11.6% |
| 2000 | 4.54 | +7.9% |
| 2001 | 4.73 | +4.1% |
| 2004 | 3.45 | -26.9% |
| 2005 | 3.07 | -11.2% |
| 2006 | 1.94 | -36.9% |
| 2007 | 3.21 | +65.7% |
| 2008 | 3.29 | +2.5% |
| 2009 | 3.75 | +14.2% |
| 2010 | 3.13 | -16.5% |
| 2011 | 2.61 | -16.7% |
| 2012 | 2.59 | -0.9% |
| 2013 | 2.63 | +1.6% |
| 2014 | 3.2 | +21.6% |
| 2015 | 3.3 | +3.2% |
| 2016 | 3.17 | -4.0% |
| 2017 | 3.13 | -1.3% |
| 2018 | 2.86 | -8.6% |
| 2019 | 2.67 | -6.7% |
| 2020 | 2.67 | +0.1% |
Thailand compared with similar countries
- Thailand's 2.67 is below the median for upper middle income countries, which is 5.5, 49% of the median. (45 countries reporting)
- Thailand's 2.67 is below the median for East Asia & Pacific, which is 4.94, 54% of the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.24 | 2.04 | 4.71 | 10 |
| 1990s | 2.8 | 1.67 | 4.21 | 10 |
| 2000s | 3.5 | 1.94 | 4.73 | 8 |
| 2010s | 2.93 | 2.59 | 3.3 | 10 |
| 2020s | 2.67 | 2.67 | 2.67 | 1 |
Countries ranked near Thailand
More financial sector data for Thailand
- Reserve position in the IMF, US dollar, annual growth rate 8.39 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 16.06 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.21 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.73 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.39 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 16.06 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.21 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Thailand?
- Bank lending-deposit spread in Thailand was 2.67 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Thailand?
- The highest recorded value was 4.73 in 2001.
- What is the lowest bank lending-deposit spread recorded in Thailand?
- The lowest recorded value was 1.67 in 1995.
- How does Thailand rank for bank lending-deposit spread?
- Thailand ranks 101st out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Thailand?
- Over the last ten years it is down 14.8%. The long-run trend across the full record is falling.
- Where does this Thailand data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.