Bank lending-deposit spread in Sri Lanka
Sri Lanka: Bank lending-deposit spread was 2.53 in 2019. ◆ Volatile
Bank lending-deposit spread in Sri Lanka, 2001–2019
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2019, bank lending-deposit spread in Sri Lanka stood at 2.53.
That represents a change of down 6.3% on the previous year and down 50.0% over ten years.
Over the whole period, bank lending-deposit spread in Sri Lanka peaked at 8 in 2008 and was at its lowest, 0.34, in 2014.
Sri Lanka ranks 104th of 124 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.38 | 3.47 | 8 | 9 |
| 2010s | 2.56 | 0.34 | 4.62 | 10 |
Countries ranked near Sri Lanka
More financial sector data for Sri Lanka
- Domestic credit to private sector by banks 46.9% (2019)
- Total reserves in months of imports 2.86 (2024)
- Net domestic credit 11.70 trillion current LCU (2019)
- Net foreign assets 212.60 billion current LCU (2019)
- Monetary Sector credit to private sector 47.0% (2019)
- Broad money 59.5% (2019)
- Claims on central government, etc. 21.2% (2019)
- Domestic credit to private sector 47.0% (2019)
- Official exchange rate 327.51 LCU per US$, period average (2023)
- Net migration -30,724 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Sri Lanka?
- Bank lending-deposit spread in Sri Lanka was 2.53 in 2019, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Sri Lanka?
- The highest recorded value was 8 in 2008.
- What is the lowest bank lending-deposit spread recorded in Sri Lanka?
- The lowest recorded value was 0.34 in 2014.
- How does Sri Lanka rank for bank lending-deposit spread?
- Sri Lanka ranks 104th out of 124 countries with data for 2019.
- Is bank lending-deposit spread rising or falling in Sri Lanka?
- Over the last ten years it is down 50.0%. The long-run trend across the full record is volatile.
- Where does this Sri Lanka data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.