Bank lending-deposit spread in Sri Lanka
Sri Lanka: Bank lending-deposit spread was 2.53 in 2019. ◆ Volatile
Bank lending-deposit spread in Sri Lanka, 2001–2019
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2019, bank lending-deposit spread in Sri Lanka stood at 2.53.
That represents a change of down 6.3% on the previous year and down 50.0% over ten years.
Over the whole period, bank lending-deposit spread in Sri Lanka peaked at 8 in 2008 and was at its lowest, 0.34, in 2014.
Sri Lanka ranks 104th of 124 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank lending-deposit spread in Sri Lanka, year by year
| Year | Value | Change |
|---|---|---|
| 2001 | 3.47 | — |
| 2002 | 3.95 | +13.7% |
| 2003 | 4.34 | +10.0% |
| 2004 | 4.39 | +1.2% |
| 2005 | 5.13 | +16.7% |
| 2006 | 6.05 | +18.0% |
| 2007 | 8 | +32.2% |
| 2008 | 8 | +0.1% |
| 2009 | 5.06 | -36.8% |
| 2010 | 3.32 | -34.4% |
| 2011 | 2.98 | -10.2% |
| 2012 | 4.62 | +55.0% |
| 2013 | 2.22 | -51.9% |
| 2014 | 0.34 | -84.7% |
| 2015 | 0.9708 | +185.5% |
| 2016 | 3.4 | +250.0% |
| 2017 | 2.57 | -24.4% |
| 2018 | 2.7 | +5.2% |
| 2019 | 2.53 | -6.3% |
Sri Lanka compared with similar countries
- Sri Lanka's 2.53 is below the median for upper middle income countries, which is 5.5, 46% of the median. (45 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Sri Lanka changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2016 | +250.0% | 0.9708 | 3.4 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.38 | 3.47 | 8 | 9 |
| 2010s | 2.56 | 0.34 | 4.62 | 10 |
Countries ranked near Sri Lanka
More financial sector data for Sri Lanka
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1797 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1312 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1797 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Sri Lanka?
- Bank lending-deposit spread in Sri Lanka was 2.53 in 2019, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Sri Lanka?
- The highest recorded value was 8 in 2008.
- What is the lowest bank lending-deposit spread recorded in Sri Lanka?
- The lowest recorded value was 0.34 in 2014.
- How does Sri Lanka rank for bank lending-deposit spread?
- Sri Lanka ranks 104th out of 124 countries with data for 2019.
- Is bank lending-deposit spread rising or falling in Sri Lanka?
- Over the last ten years it is down 50.0%. The long-run trend across the full record is volatile.
- Where does this Sri Lanka data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.