Bank lending-deposit spread in Kuwait
Kuwait: Bank lending-deposit spread was 2.52 in 2020. ▲ Rising
Bank lending-deposit spread in Kuwait, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Kuwait stood at 2.52.
Compared with earlier readings it is down 13.9% on the previous year and down 18.4% over ten years.
Over the whole period, bank lending-deposit spread in Kuwait peaked at 4.03 in 2005 and was at its lowest, 0.0717, in 1981.
That places Kuwait 105th out of 124 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 41 years of available data.
Bank lending-deposit spread in Kuwait, year by year
| Year | Value | Change |
|---|---|---|
| 1980 | 2.3 | — |
| 1981 | 0.0717 | -96.9% |
| 1982 | 0.175 | +144.2% |
| 1983 | 1.22 | +598.1% |
| 1984 | 0.8458 | -30.8% |
| 1985 | 1.5 | +77.5% |
| 1986 | 1.82 | +21.5% |
| 1987 | 2.13 | +16.7% |
| 1988 | 1.43 | -33.0% |
| 1989 | 0.9733 | -31.8% |
| 1990 | 1.19 | +21.8% |
| 1991 | 1.3 | +9.6% |
| 1992 | 0.4033 | -69.0% |
| 1993 | 0.8808 | +118.4% |
| 1994 | 1.91 | +116.6% |
| 1995 | 1.84 | -3.8% |
| 1996 | 2.72 | +48.3% |
| 1997 | 2.87 | +5.5% |
| 1998 | 2.62 | -8.9% |
| 1999 | 2.8 | +7.0% |
| 2000 | 2.98 | +6.4% |
| 2001 | 3.41 | +14.6% |
| 2002 | 3.33 | -2.3% |
| 2003 | 3 | -9.9% |
| 2004 | 2.98 | -0.6% |
| 2005 | 4.03 | +35.1% |
| 2006 | 3.65 | -9.3% |
| 2007 | 3.09 | -15.5% |
| 2008 | 2.81 | -9.1% |
| 2009 | 3.33 | +18.5% |
| 2010 | 3.08 | -7.3% |
| 2011 | 3.03 | -1.7% |
| 2012 | 2.94 | -3.0% |
| 2013 | 2.54 | -13.6% |
| 2014 | 2.24 | -11.7% |
| 2015 | 2.4 | +6.8% |
| 2016 | 2.85 | +19.0% |
| 2017 | 3.08 | +7.8% |
| 2018 | 3.16 | +2.7% |
| 2019 | 2.92 | -7.5% |
| 2020 | 2.52 | -13.9% |
Kuwait compared with similar countries
- Kuwait's 2.52 is below the median for high income countries, which is 3.8, 66% of the median. (37 countries reporting)
- Kuwait's 2.52 is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 3.41, 74% of the median. (13 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Kuwait changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1983 | +598.1% | 0.175 | 1.22 |
| 1982 | +144.2% | 0.0717 | 0.175 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.25 | 0.0717 | 2.3 | 10 |
| 1990s | 1.85 | 0.4033 | 2.87 | 10 |
| 2000s | 3.26 | 2.81 | 4.03 | 10 |
| 2010s | 2.82 | 2.24 | 3.16 | 10 |
| 2020s | 2.52 | 2.52 | 2.52 | 1 |
Countries ranked near Kuwait
More financial sector data for Kuwait
- Reserve position in the IMF, US dollar, annual growth rate 11.16 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0044 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 142.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.86 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0032 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 103.99 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.16 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0044 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 142.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.86 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Kuwait?
- Bank lending-deposit spread in Kuwait was 2.52 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Kuwait?
- The highest recorded value was 4.03 in 2005.
- What is the lowest bank lending-deposit spread recorded in Kuwait?
- The lowest recorded value was 0.0717 in 1981.
- How does Kuwait rank for bank lending-deposit spread?
- Kuwait ranks 105th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Kuwait?
- Over the last ten years it is down 18.4%. The long-run trend across the full record is rising.
- Where does this Kuwait data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.