Bank lending-deposit spread in Bosnia and Herzegovina
Bosnia and Herzegovina: Bank lending-deposit spread was 2.28 in 2020. ▼ Falling
Bank lending-deposit spread in Bosnia and Herzegovina, 2002–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Bosnia and Herzegovina recorded 2.28 for bank lending-deposit spread in 2020. That is the lowest value across all 19 years on record.
The figure is down 4.1% on the previous year and down 51.9% over ten years.
Over the whole period, bank lending-deposit spread in Bosnia and Herzegovina peaked at 8.17 in 2002 and was at its lowest, 2.28, in 2020.
Bosnia and Herzegovina ranks 108th of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 19 years of available data.
Bank lending-deposit spread in Bosnia and Herzegovina, year by year
| Year | Value | Change |
|---|---|---|
| 2002 | 8.17 | — |
| 2003 | 6.84 | -16.2% |
| 2004 | 6.56 | -4.2% |
| 2005 | 6.05 | -7.8% |
| 2006 | 4.32 | -28.6% |
| 2007 | 3.62 | -16.3% |
| 2008 | 3.49 | -3.4% |
| 2009 | 4.33 | +24.0% |
| 2010 | 4.73 | +9.2% |
| 2011 | 4.64 | -2.0% |
| 2012 | 4.15 | -10.4% |
| 2013 | 4.03 | -2.9% |
| 2014 | 3.98 | -1.2% |
| 2015 | 3.73 | -6.3% |
| 2016 | 3.66 | -2.0% |
| 2017 | 3.17 | -13.3% |
| 2018 | 2.81 | -11.4% |
| 2019 | 2.37 | -15.5% |
| 2020 | 2.28 | -4.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.42 | 3.49 | 8.17 | 8 |
| 2010s | 3.73 | 2.37 | 4.73 | 10 |
| 2020s | 2.28 | 2.28 | 2.28 | 1 |
Countries ranked near Bosnia and Herzegovina
More financial sector data for Bosnia and Herzegovina
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1587 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1159 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1587 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Bosnia and Herzegovina?
- Bank lending-deposit spread in Bosnia and Herzegovina was 2.28 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Bosnia and Herzegovina?
- The highest recorded value was 8.17 in 2002.
- What is the lowest bank lending-deposit spread recorded in Bosnia and Herzegovina?
- The lowest recorded value was 2.28 in 2020.
- How does Bosnia and Herzegovina rank for bank lending-deposit spread?
- Bosnia and Herzegovina ranks 108th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is down 51.9%. The long-run trend across the full record is falling.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.