Bank lending-deposit spread in Bangladesh
Bangladesh: Bank lending-deposit spread was 2.23 in 2020. ▲ Rising
Bank lending-deposit spread in Bangladesh, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Bangladesh is 2.23, measured in 2020.
Compared with earlier readings it is down 19.9% on the previous year and down 55.5% over ten years.
Over the whole period, bank lending-deposit spread in Bangladesh peaked at 6.19 in 1994 and was at its lowest, 1.1, in 1991.
That places Bangladesh 109th out of 124 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 35 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.22 | 1.16 | 1.24 | 4 |
| 1990s | 3.71 | 1.1 | 6.19 | 10 |
| 2000s | 4.92 | 3.67 | 5.68 | 10 |
| 2010s | 3.56 | 1.87 | 5.01 | 10 |
| 2020s | 2.23 | 2.23 | 2.23 | 1 |
Countries ranked near Bangladesh
More financial sector data for Bangladesh
- Domestic credit to private sector by banks 34.4% (2025)
- Total reserves in months of imports 3.91 (2025)
- Net domestic credit 28.53 trillion current LCU (2025)
- Net foreign assets 2.38 trillion current LCU (2025)
- Monetary Sector credit to private sector 34.5% (2025)
- Broad money 47.9% (2025)
- Claims on central government, etc. 15.9% (2025)
- Domestic credit to private sector 34.5% (2025)
- Official exchange rate 121.92 LCU per US$, period average (2025)
- Net migration -402,100 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Bangladesh?
- Bank lending-deposit spread in Bangladesh was 2.23 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Bangladesh?
- The highest recorded value was 6.19 in 1994.
- What is the lowest bank lending-deposit spread recorded in Bangladesh?
- The lowest recorded value was 1.1 in 1991.
- How does Bangladesh rank for bank lending-deposit spread?
- Bangladesh ranks 109th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Bangladesh?
- Over the last ten years it is down 55.5%. The long-run trend across the full record is rising.
- Where does this Bangladesh data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 35 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.