Bank lending-deposit spread in Bangladesh
Bangladesh: Bank lending-deposit spread was 2.23 in 2020. ▲ Rising
Bank lending-deposit spread in Bangladesh, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Bangladesh is 2.23, measured in 2020.
Compared with earlier readings it is down 19.9% on the previous year and down 55.5% over ten years.
Over the whole period, bank lending-deposit spread in Bangladesh peaked at 6.19 in 1994 and was at its lowest, 1.1, in 1991.
That places Bangladesh 109th out of 124 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 35 years of available data.
Bank lending-deposit spread in Bangladesh, year by year
| Year | Value | Change |
|---|---|---|
| 1980 | 1.16 | — |
| 1987 | 1.24 | +6.7% |
| 1988 | 1.24 | +0.0% |
| 1989 | 1.24 | +0.0% |
| 1990 | 1.19 | -3.7% |
| 1991 | 1.1 | -7.4% |
| 1992 | 2.05 | +85.6% |
| 1993 | 4.64 | +126.5% |
| 1994 | 6.19 | +33.3% |
| 1995 | 6.14 | -0.9% |
| 1996 | 4.73 | -22.9% |
| 1997 | 3.79 | -19.9% |
| 1998 | 3.63 | -4.2% |
| 1999 | 3.66 | +0.8% |
| 2000 | 4.07 | +11.1% |
| 2001 | 3.67 | -9.9% |
| 2002 | 4.7 | +28.2% |
| 2003 | 4.93 | +4.9% |
| 2004 | 4.6 | -6.8% |
| 2005 | 5.08 | +10.5% |
| 2006 | 5.68 | +11.8% |
| 2007 | 5.64 | -0.7% |
| 2008 | 5.34 | -5.3% |
| 2009 | 5.51 | +3.2% |
| 2010 | 5.01 | -9.1% |
| 2011 | 4.48 | -10.5% |
| 2012 | 3.73 | -16.9% |
| 2013 | 1.87 | -49.8% |
| 2014 | 3.15 | +68.0% |
| 2015 | 3.46 | +10.2% |
| 2016 | 4.21 | +21.5% |
| 2017 | 3.93 | -6.6% |
| 2018 | 2.99 | -23.9% |
| 2019 | 2.78 | -7.1% |
| 2020 | 2.23 | -19.9% |
Bangladesh compared with similar countries
- Bangladesh's 2.23 is below the median for lower middle income countries, which is 7.06, 32% of the median. (31 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Bangladesh changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1993 | +126.5% | 2.05 | 4.64 |
| 1992 | +85.6% | 1.1 | 2.05 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.22 | 1.16 | 1.24 | 4 |
| 1990s | 3.71 | 1.1 | 6.19 | 10 |
| 2000s | 4.92 | 3.67 | 5.68 | 10 |
| 2010s | 3.56 | 1.87 | 5.01 | 10 |
| 2020s | 2.23 | 2.23 | 2.23 | 1 |
Countries ranked near Bangladesh
More financial sector data for Bangladesh
- Reserve position in the IMF, US dollar, annual growth rate 5.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 1.05 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.0537 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.7636 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 1.05 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.0537 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Bangladesh?
- Bank lending-deposit spread in Bangladesh was 2.23 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Bangladesh?
- The highest recorded value was 6.19 in 1994.
- What is the lowest bank lending-deposit spread recorded in Bangladesh?
- The lowest recorded value was 1.1 in 1991.
- How does Bangladesh rank for bank lending-deposit spread?
- Bangladesh ranks 109th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Bangladesh?
- Over the last ten years it is down 55.5%. The long-run trend across the full record is rising.
- Where does this Bangladesh data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 35 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.