Bank lending-deposit spread in Malaysia
Malaysia: Bank lending-deposit spread was 1.99 in 2020. ▼ Falling
Bank lending-deposit spread in Malaysia, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Malaysia stood at 1.99.
That represents a change of up 5.1% on the previous year and down 20.4% over ten years.
Over the whole period, bank lending-deposit spread in Malaysia peaked at 7.36 in 1987 and was at its lowest, 1.43, in 2015.
That places Malaysia 111th out of 124 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 41 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.18 | 2.21 | 7.36 | 10 |
| 1990s | 3.1 | 2.23 | 4.44 | 10 |
| 2000s | 3.32 | 2.95 | 4.31 | 10 |
| 2010s | 1.78 | 1.43 | 2.5 | 10 |
| 2020s | 1.99 | 1.99 | 1.99 | 1 |
Countries ranked near Malaysia
- 108 Bosnia and Herzegovina 2.28 compare
- 109 Bangladesh 2.23 compare
- 110 Norway 2.1 compare
- 112 Vanuatu 1.88 compare
- 113 South Korea 1.64 compare
- 114 Georgia 1.58 compare
More financial sector data for Malaysia
- Domestic credit to private sector by banks 117.9% (2025)
- Total reserves in months of imports 4.45 (2024)
- Net domestic credit 2.96 trillion current LCU (2025)
- Net foreign assets 289.80 billion current LCU (2025)
- Monetary Sector credit to private sector 117.9% (2025)
- Broad money 120.6% (2025)
- Claims on central government, etc. 17.6% (2025)
- Domestic credit to private sector 117.9% (2025)
- Official exchange rate 4.28 LCU per US$, period average (2025)
- Net migration 166,615 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Malaysia?
- Bank lending-deposit spread in Malaysia was 1.99 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Malaysia?
- The highest recorded value was 7.36 in 1987.
- What is the lowest bank lending-deposit spread recorded in Malaysia?
- The lowest recorded value was 1.43 in 2015.
- How does Malaysia rank for bank lending-deposit spread?
- Malaysia ranks 111th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Malaysia?
- Over the last ten years it is down 20.4%. The long-run trend across the full record is falling.
- Where does this Malaysia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 41 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.