Bank lending-deposit spread in Georgia
Georgia: Bank lending-deposit spread was 1.58 in 2020. ◆ Volatile
Bank lending-deposit spread in Georgia, 2003–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Georgia recorded 1.58 for bank lending-deposit spread in 2020. That is the lowest value across all 18 years on record.
Compared with earlier readings it is down 25.2% on the previous year and down 72.7% over ten years.
Over the whole period, bank lending-deposit spread in Georgia peaked at 15.01 in 2004 and was at its lowest, 1.58, in 2020.
That places Georgia 114th out of 124 countries with data for 2020, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.67 | 6.8 | 15.01 | 7 |
| 2010s | 3.32 | 1.83 | 5.78 | 10 |
| 2020s | 1.58 | 1.58 | 1.58 | 1 |
Countries ranked near Georgia
More financial sector data for Georgia
- Domestic credit to private sector by banks 65.9% (2025)
- Total reserves in months of imports 3.01 (2025)
- Net domestic credit 76.02 billion current LCU (2025)
- Net foreign assets 1.10 billion current LCU (2025)
- Monetary Sector credit to private sector 65.9% (2025)
- Broad money 55.1% (2025)
- Claims on central government, etc. 6.4% (2025)
- Domestic credit to private sector 68.4% (2025)
- Official exchange rate 2.74 LCU per US$, period average (2025)
- Net migration 1,283 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Georgia?
- Bank lending-deposit spread in Georgia was 1.58 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Georgia?
- The highest recorded value was 15.01 in 2004.
- What is the lowest bank lending-deposit spread recorded in Georgia?
- The lowest recorded value was 1.58 in 2020.
- How does Georgia rank for bank lending-deposit spread?
- Georgia ranks 114th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Georgia?
- Over the last ten years it is down 72.7%. The long-run trend across the full record is volatile.
- Where does this Georgia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.