Bank lending-deposit spread in Chile
Chile: Bank lending-deposit spread was 1.48 in 2018. ▼ Falling
Bank lending-deposit spread in Chile, 1985–2018
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2018, bank lending-deposit spread in Chile stood at 1.48. That is the lowest value across all 34 years on record.
The figure is down 8.6% on the previous year and down 74.4% over ten years.
Over the whole period, bank lending-deposit spread in Chile peaked at 8.52 in 1990 and was at its lowest, 1.48, in 2018.
Chile ranks 117th of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 34 years of available data.
Bank lending-deposit spread in Chile, year by year
| Year | Value | Change |
|---|---|---|
| 1985 | 7.87 | — |
| 1986 | 7.32 | -7.0% |
| 1987 | 7.38 | +0.9% |
| 1988 | 6.05 | -18.0% |
| 1989 | 8.22 | +35.9% |
| 1990 | 8.52 | +3.6% |
| 1991 | 6.23 | -26.9% |
| 1992 | 5.68 | -8.8% |
| 1993 | 6.11 | +7.6% |
| 1994 | 5.22 | -14.5% |
| 1995 | 4.43 | -15.2% |
| 1996 | 3.89 | -12.2% |
| 1997 | 3.65 | -6.0% |
| 1998 | 5.25 | +43.8% |
| 1999 | 4.06 | -22.6% |
| 2000 | 5.64 | +38.9% |
| 2001 | 5.7 | +1.1% |
| 2002 | 3.96 | -30.6% |
| 2003 | 3.45 | -13.0% |
| 2004 | 3.19 | -7.4% |
| 2005 | 2.75 | -13.9% |
| 2006 | 2.89 | +5.4% |
| 2007 | 3.06 | +5.8% |
| 2008 | 5.77 | +88.6% |
| 2009 | 5.2 | -9.9% |
| 2010 | 3 | -42.3% |
| 2011 | 3.74 | +24.6% |
| 2012 | 4.27 | +14.0% |
| 2013 | 4.09 | -4.1% |
| 2014 | 4.18 | +2.1% |
| 2015 | 1.91 | -54.4% |
| 2016 | 1.77 | -7.0% |
| 2017 | 1.61 | -9.0% |
| 2018 | 1.48 | -8.6% |
Chile compared with similar countries
- Chile's 1.48 is below the median for high income countries, which is 3.8, 39% of the median. (37 countries reporting)
- Chile's 1.48 is below the median for Latin America & Caribbean, which is 6.26, 24% of the median. (31 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Chile changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2008 | +88.6% | 3.06 | 5.77 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.37 | 6.05 | 8.22 | 5 |
| 1990s | 5.3 | 3.65 | 8.52 | 10 |
| 2000s | 4.16 | 2.75 | 5.77 | 10 |
| 2010s | 2.9 | 1.48 | 4.27 | 9 |
Countries ranked near Chile
More financial sector data for Chile
- Reserve position in the IMF, US dollar, annual growth rate 7.62 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 31.58 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.48 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 23.06 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.62 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 31.58 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.48 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Chile?
- Bank lending-deposit spread in Chile was 1.48 in 2018, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Chile?
- The highest recorded value was 8.52 in 1990.
- What is the lowest bank lending-deposit spread recorded in Chile?
- The lowest recorded value was 1.48 in 2018.
- How does Chile rank for bank lending-deposit spread?
- Chile ranks 117th out of 124 countries with data for 2018.
- Is bank lending-deposit spread rising or falling in Chile?
- Over the last ten years it is down 74.4%. The long-run trend across the full record is falling.
- Where does this Chile data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 34 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.