Bank lending-deposit spread in Chile
Chile: Bank lending-deposit spread was 1.48 in 2018. ▼ Falling
Bank lending-deposit spread in Chile, 1985–2018
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2018, bank lending-deposit spread in Chile stood at 1.48. That is the lowest value across all 34 years on record.
The figure is down 8.6% on the previous year and down 74.4% over ten years.
Over the whole period, bank lending-deposit spread in Chile peaked at 8.52 in 1990 and was at its lowest, 1.48, in 2018.
Chile ranks 117th of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 34 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.37 | 6.05 | 8.22 | 5 |
| 1990s | 5.3 | 3.65 | 8.52 | 10 |
| 2000s | 4.16 | 2.75 | 5.77 | 10 |
| 2010s | 2.9 | 1.48 | 4.27 | 9 |
Countries ranked near Chile
More financial sector data for Chile
- Domestic credit to private sector by banks 70.1% (2025)
- Total reserves in months of imports 4.22 (2025)
- Net domestic credit 279.46 trillion current LCU (2025)
- Net foreign assets 29.13 trillion current LCU (2025)
- Monetary Sector credit to private sector 70.1% (2025)
- Broad money 75.3% (2024)
- Claims on central government, etc. 22.7% (2025)
- Domestic credit to private sector 102.1% (2025)
- Official exchange rate 951.33 LCU per US$, period average (2025)
- Net migration 51,712 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Chile?
- Bank lending-deposit spread in Chile was 1.48 in 2018, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Chile?
- The highest recorded value was 8.52 in 1990.
- What is the lowest bank lending-deposit spread recorded in Chile?
- The lowest recorded value was 1.48 in 2018.
- How does Chile rank for bank lending-deposit spread?
- Chile ranks 117th out of 124 countries with data for 2018.
- Is bank lending-deposit spread rising or falling in Chile?
- Over the last ten years it is down 74.4%. The long-run trend across the full record is falling.
- Where does this Chile data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 34 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.