Bank lending-deposit spread in Canada
Canada: Bank lending-deposit spread was 2.6 in 2017. ▼ Falling
Bank lending-deposit spread in Canada, 1980–2017
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Canada recorded 2.6 for bank lending-deposit spread in 2017.
The figure is down 35.3% over ten years.
Over the whole period, bank lending-deposit spread in Canada peaked at 4.25 in 1989 and was at its lowest, 2.3, in 2009.
Canada ranks 102nd of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 38 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.44 | 2.73 | 4.25 | 10 |
| 1990s | 3.41 | 2.73 | 4.21 | 10 |
| 2000s | 3.47 | 2.3 | 4.02 | 10 |
| 2010s | 2.53 | 2.4 | 2.7 | 8 |
Countries ranked near Canada
More financial sector data for Canada
- Domestic credit to private sector by banks 124.1% (2008)
- Total reserves in months of imports 1.6 (2025)
- Net domestic credit 2.85 trillion current LCU (2008)
- Net foreign assets 11.25 billion current LCU (2008)
- Monetary Sector credit to private sector 124.1% (2008)
- Broad money 122.6% (2008)
- Claims on central government, etc. 15.4% (2008)
- Domestic credit to private sector 124.1% (2008)
- Official exchange rate 1.4 LCU per US$, period average (2025)
- Net migration 326,204 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Canada?
- Bank lending-deposit spread in Canada was 2.6 in 2017, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Canada?
- The highest recorded value was 4.25 in 1989.
- What is the lowest bank lending-deposit spread recorded in Canada?
- The lowest recorded value was 2.3 in 2009.
- How does Canada rank for bank lending-deposit spread?
- Canada ranks 102nd out of 124 countries with data for 2017.
- Is bank lending-deposit spread rising or falling in Canada?
- Over the last ten years it is down 35.3%. The long-run trend across the full record is falling.
- Where does this Canada data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 38 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.