Ghana vs Zambia: Bank net interest margin

Ghana
9.4%
in 2021
Zambia
9.4%
in 2021
Ghana rank
10th
Zambia rank
9th

Bank net interest margin over time

  • Ghana
  • Zambia
051015200020102021

How they compare

Zambia currently reports 9.4% against 9.4% in Ghana, a difference of 0.0%.

The two have swapped places 5 times across 16 shared years of data; in 2006 it was Ghana ahead.

Ghana ranks 10th and Zambia ranks 9th of 166 countries.

Ghana has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Ghana Zambia Difference Ahead
2000s 10.9% 9.1% 1.8% Ghana
2010s 10.6% 8.7% 1.9% Ghana
2020s 9.5% 8.0% 1.5% Ghana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank net interest margin, Ghana or Zambia?
Zambia, at 9.4% against 9.4% in Ghana as of 2021.
What is the difference in bank net interest margin between Ghana and Zambia?
0.0%, with Zambia ahead.
How many years of comparable data are there for Ghana and Zambia?
16 years are reported by both, from 2006 to 2021.
How do Ghana and Zambia rank globally for bank net interest margin?
Ghana ranks 10th and Zambia ranks 9th of 166 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank net interest margin (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ghana vs Zambia: Bank net interest margin. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 25 August 2026, from https://financial-sector.statizoid.com/compare/bank-net-interest-margin-percent/ghana/zambia/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
166 places, 3,163 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.