Bank net interest margin in Zambia
Zambia: Bank net interest margin was 9.4% in 2021. ▬ Flat
Bank net interest margin in Zambia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Zambia stood at 9.4%.
That represents a change of up 42.2% on the previous year and up 10.9% over ten years.
Over the whole period, bank net interest margin in Zambia peaked at 12.1% in 2001 and was at its lowest, 5.7%, in 2018.
That places Zambia 9th out of 165 countries with data for 2021, putting it in the top 10%.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.9% | 5.8% | 12.1% | 10 |
| 2010s | 8.7% | 5.7% | 12.0% | 10 |
| 2020s | 8.0% | 6.6% | 9.4% | 2 |
Countries ranked near Zambia
More financial sector data for Zambia
- Domestic credit to private sector by banks 13.7% (2025)
- Total reserves in months of imports 3.29 (2024)
- Net domestic credit 172.45 billion current LCU (2025)
- Net foreign assets 85.43 billion current LCU (2025)
- Monetary Sector credit to private sector 13.7% (2025)
- Broad money 30.8% (2025)
- Claims on central government, etc. 9.1% (2025)
- Domestic credit to private sector 17.0% (2024)
- Official exchange rate 25.28 LCU per US$, period average (2025)
- Net migration 6,562 (2025)
Frequently asked questions
- What is bank net interest margin in Zambia?
- Bank net interest margin in Zambia was 9.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Zambia?
- The highest recorded value was 12.1% in 2001.
- What is the lowest bank net interest margin recorded in Zambia?
- The lowest recorded value was 5.7% in 2018.
- How does Zambia rank for bank net interest margin?
- Zambia ranks 9th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Zambia?
- Over the last ten years it is up 10.9%. The long-run trend across the full record is flat.
- Where does this Zambia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.