Bank net interest margin (%) in Uganda

Uganda: Bank net interest margin (%) was 9.7% in 2021. ▼ Falling

Latest (2021)
9.7%
Change on year
up 12.3%
World rank
6th
of 166 countries
All-time high
13.3%
in 2000
All-time low
8.6%
in 2010
Years of data
22
2000–2021

Bank net interest margin in Uganda, 2000–2021

0510152000201020212000: 13.3 %2001: 12.8 %2002: 9.6 %2003: 12.2 %2004: 13.1 %2005: 12.3 %2006: 12.4 %2007: 11.7 %2008: 9 %2009: 10.5 %2010: 8.6 %2011: 10.2 %2012: 11 %2013: 10.3 %2014: 8.8 %2015: 8.6 %2016: 10 %2017: 10.7 %2018: 9.7 %2019: 10.9 %2020: 8.6 %2021: 9.7 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

In 2021, bank net interest margin in Uganda stood at 9.7%.

That represents a change of up 12.3% on the previous year and down 4.7% over ten years.

Over the whole period, bank net interest margin in Uganda peaked at 13.3% in 2000 and was at its lowest, 8.6%, in 2010.

That places Uganda 6th out of 166 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently falling across the 22 years of available data.

Bank net interest margin (%) in Uganda, year by year

Annual values for Bank net interest margin (%) in Uganda, 2000 to 2021.
Year % Change
2000 13.3% —
2001 12.8% -4.4%
2002 9.6% -24.5%
2003 12.2% +26.4%
2004 13.1% +7.2%
2005 12.3% -5.4%
2006 12.4% +0.4%
2007 11.7% -5.2%
2008 9.0% -23.3%
2009 10.5% +16.5%
2010 8.6% -18.0%
2011 10.2% +18.0%
2012 11.0% +7.9%
2013 10.3% -5.9%
2014 8.8% -14.5%
2015 8.6% -2.3%
2016 10.0% +16.0%
2017 10.7% +6.8%
2018 9.7% -8.8%
2019 10.9% +12.0%
2020 8.6% -21.0%
2021 9.7% +12.3%

Uganda compared with similar countries

  • Uganda's 9.7% is above the median for low income countries, which is 5.4%, 1.8× the median. (18 countries reporting)
  • Uganda's 9.7% is above the median for Sub-Saharan Africa, which is 4.4%, 2.2× the median. (38 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 11.7% 9.0% 13.3% 10
2010s 9.9% 8.6% 11.0% 10
2020s 9.1% 8.6% 9.7% 2

Countries ranked near Uganda

  1. 3 Tajikistan 12.6% compare
  2. 4 Guinea 11.0% compare
  3. 5 Argentina 10.4% compare
  4. 7 Rwanda 9.5% compare
  5. 8 Mozambique 9.4% compare
  6. 9 Zambia 9.4% compare

See the full ranking of 166 places →

More financial sector data for Uganda

All data for Uganda →

Frequently asked questions

What is bank net interest margin in Uganda?
Bank net interest margin in Uganda was 9.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank net interest margin recorded in Uganda?
The highest recorded value was 13.3% in 2000.
What is the lowest bank net interest margin recorded in Uganda?
The lowest recorded value was 8.6% in 2010.
How does Uganda rank for bank net interest margin?
Uganda ranks 6th out of 166 countries with data for 2021.
Is bank net interest margin rising or falling in Uganda?
Over the last ten years it is down 4.7%. The long-run trend across the full record is falling.
Where does this Uganda data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.

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Bank net interest margin in Uganda. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/bank-net-interest-margin-percent/uganda/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
166 places, 3,163 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.