Bank net interest margin in Rwanda

Rwanda: Bank net interest margin was 9.5% in 2021. ▼ Falling

Latest (2021)
9.5%
Change on year
up 0.6%
World rank
7th
of 166 countries
All-time high
11.2%
in 2005
All-time low
7.9%
in 2013
Years of data
20
2002–2021

Bank net interest margin in Rwanda, 2002–2021

02.557.5102002201120212002: 9.3 %2003: 9.9 %2004: 9.9 %2005: 11.2 %2006: 8.3 %2007: 9.9 %2008: 11 %2009: 9.6 %2010: 8.8 %2011: 9.9 %2012: 10.1 %2013: 7.9 %2014: 8.8 %2015: 8.8 %2016: 9 %2017: 9.2 %2018: 8.8 %2019: 11 %2020: 9.4 %2021: 9.5 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank net interest margin in Rwanda is 9.5%, measured in 2021.

Compared with earlier readings it is up 0.6% on the previous year and down 3.7% over ten years.

Over the whole period, bank net interest margin in Rwanda peaked at 11.2% in 2005 and was at its lowest, 7.9%, in 2013.

That places Rwanda 7th out of 166 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently falling across the 20 years of available data.

Bank net interest margin in Rwanda, year by year

Annual values for Bank net interest margin (%) in Rwanda, 2002 to 2021.
Year % Change
2002 9.3%
2003 9.9% +6.2%
2004 9.9% +0.2%
2005 11.2% +13.2%
2006 8.3% -26.3%
2007 9.9% +19.3%
2008 11.0% +11.2%
2009 9.6% -12.1%
2010 8.8% -8.9%
2011 9.9% +12.3%
2012 10.1% +2.2%
2013 7.9% -21.6%
2014 8.8% +10.8%
2015 8.8% +0.8%
2016 9.0% +1.6%
2017 9.2% +2.3%
2018 8.8% -4.5%
2019 11.0% +26.0%
2020 9.4% -14.4%
2021 9.5% +0.6%

Rwanda compared with similar countries

  • Rwanda's 9.5% is above the median for low income countries, which is 5.4%, 1.8× the median. (18 countries reporting)
  • Rwanda's 9.5% is above the median for Sub-Saharan Africa, which is 4.4%, 2.1× the median. (38 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 9.9% 8.3% 11.2% 8
2010s 9.2% 7.9% 11.0% 10
2020s 9.5% 9.4% 9.5% 2

Countries ranked near Rwanda

  1. 4 Guinea 11.0% compare
  2. 5 Argentina 10.4% compare
  3. 6 Uganda 9.7% compare
  4. 8 Mozambique 9.4% compare
  5. 9 Zambia 9.4% compare
  6. 10 Ghana 9.4% compare

See the full ranking of 166 places →

More financial sector data for Rwanda

All data for Rwanda →

Frequently asked questions

What is bank net interest margin in Rwanda?
Bank net interest margin in Rwanda was 9.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank net interest margin recorded in Rwanda?
The highest recorded value was 11.2% in 2005.
What is the lowest bank net interest margin recorded in Rwanda?
The lowest recorded value was 7.9% in 2013.
How does Rwanda rank for bank net interest margin?
Rwanda ranks 7th out of 166 countries with data for 2021.
Is bank net interest margin rising or falling in Rwanda?
Over the last ten years it is down 3.7%. The long-run trend across the full record is falling.
Where does this Rwanda data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.

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Bank net interest margin in Rwanda. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 23 September 2026, from https://financial-sector.statizoid.com/stat/bank-net-interest-margin-percent/rwanda/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
166 places, 3,163 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.