Bank net interest margin (%) in Mozambique

Mozambique: Bank net interest margin (%) was 9.4% in 2021. ▲ Rising

Latest (2021)
9.4%
Change on year
up 22.9%
World rank
8th
of 166 countries
All-time high
11.5%
in 2017
All-time low
4.2%
in 2001
Years of data
19
2000–2021

Bank net interest margin in Mozambique, 2000–2021

02.557.51012.52000201020212000: 5.9 %2001: 4.2 %2002: 10 %2006: 8 %2007: 11.5 %2008: 8.1 %2009: 7 %2010: 7 %2011: 8.4 %2012: 7.9 %2013: 6.1 %2014: 5.8 %2015: 4.8 %2016: 6.2 %2017: 11.5 %2018: 8.8 %2019: 9.6 %2020: 7.7 %2021: 9.4 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

Mozambique recorded 9.4% for bank net interest margin in 2021.

The figure is up 22.9% on the previous year and up 12.0% over ten years.

Over the whole period, bank net interest margin in Mozambique peaked at 11.5% in 2017 and was at its lowest, 4.2%, in 2001.

That places Mozambique 8th out of 166 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently rising across the 19 years of available data.

Bank net interest margin (%) in Mozambique, year by year

Annual values for Bank net interest margin (%) in Mozambique, 2000 to 2021.
Year % Change
2000 5.9% —
2001 4.2% -28.6%
2002 10.0% +135.7%
2006 8.0% -19.9%
2007 11.5% +44.0%
2008 8.1% -29.4%
2009 7.0% -14.0%
2010 7.0% -0.1%
2011 8.4% +20.8%
2012 7.9% -6.3%
2013 6.1% -22.0%
2014 5.8% -5.0%
2015 4.8% -17.7%
2016 6.2% +29.6%
2017 11.5% +84.5%
2018 8.8% -23.7%
2019 9.6% +9.0%
2020 7.7% -19.9%
2021 9.4% +22.9%

Mozambique compared with similar countries

  • Mozambique's 9.4% is above the median for low income countries, which is 5.4%, 1.7× the median. (18 countries reporting)
  • Mozambique's 9.4% is above the median for Sub-Saharan Africa, which is 4.4%, 2.1× the median. (38 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 7.8% 4.2% 11.5% 7
2010s 7.6% 4.8% 11.5% 10
2020s 8.5% 7.7% 9.4% 2

Countries ranked near Mozambique

  1. 5 Argentina 10.4% compare
  2. 6 Uganda 9.7% compare
  3. 7 Rwanda 9.5% compare
  4. 9 Zambia 9.4% compare
  5. 10 Ghana 9.4% compare
  6. 11 Liberia 8.1% compare

See the full ranking of 166 places →

More financial sector data for Mozambique

All data for Mozambique →

Frequently asked questions

What is bank net interest margin in Mozambique?
Bank net interest margin in Mozambique was 9.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank net interest margin recorded in Mozambique?
The highest recorded value was 11.5% in 2017.
What is the lowest bank net interest margin recorded in Mozambique?
The lowest recorded value was 4.2% in 2001.
How does Mozambique rank for bank net interest margin?
Mozambique ranks 8th out of 166 countries with data for 2021.
Is bank net interest margin rising or falling in Mozambique?
Over the last ten years it is up 12.0%. The long-run trend across the full record is rising.
Where does this Mozambique data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.

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Bank net interest margin in Mozambique. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/bank-net-interest-margin-percent/mozambique/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
166 places, 3,163 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.