Algeria vs Ghana: Bank nonperforming loans to total gross loans
Bank nonperforming loans to total gross loans over time
- Algeria
- Ghana
How they compare
Algeria currently reports 20.7% against 18.9% in Ghana, a difference of 1.8%.
That makes Algeria's figure about 1.1 times Ghana's.
The two have swapped places 3 times across 16 shared years of data; in 2009 it was Algeria ahead.
Algeria ranks 3rd and Ghana ranks 5th of 151 countries.
Across the 3 decades both report, Algeria averaged higher in 2 and Ghana in 1.
Head to head by decade
| Decade | Algeria | Ghana | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 21.1% | 16.2% | 4.9% | Algeria |
| 2010s | 12.7% | 15.4% | 2.7% | Ghana |
| 2020s | 19.5% | 17.4% | 2.1% | Algeria |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher bank nonperforming loans to total gross loans, Algeria or Ghana?
- Algeria, at 20.7% against 18.9% in Ghana as of 2024.
- What is the difference in bank nonperforming loans to total gross loans between Algeria and Ghana?
- 1.8%, with Algeria ahead.
- How many years of comparable data are there for Algeria and Ghana?
- 16 years are reported by both, from 2009 to 2024.
- How do Algeria and Ghana rank globally for bank nonperforming loans to total gross loans?
- Algeria ranks 3rd and Ghana ranks 5th of 151 countries.
- Where does this data come from?
- Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank nonperforming loans to total gross loans (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.