Bank nonperforming loans to total gross loans (%) in Algeria
Algeria: Bank nonperforming loans to total gross loans (%) was 20.7% in 2024. ▲ Rising
Bank nonperforming loans to total gross loans in Algeria, 2009–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Algeria is 20.7%, measured in 2024.
The figure is down 1.0% on the previous year and up 108.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Algeria peaked at 21.1% in 2009 and was at its lowest, 9.8%, in 2015.
Algeria ranks 3rd of 151 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 16 years of available data.
Bank nonperforming loans to total gross loans (%) in Algeria, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 21.1% | — |
| 2010 | 18.3% | -13.4% |
| 2011 | 14.4% | -21.4% |
| 2012 | 11.7% | -18.6% |
| 2013 | 10.6% | -9.9% |
| 2014 | 9.9% | -6.0% |
| 2015 | 9.8% | -1.7% |
| 2016 | 12.1% | +23.8% |
| 2017 | 13.0% | +7.2% |
| 2018 | 12.7% | -2.0% |
| 2019 | 14.8% | +16.2% |
| 2020 | 16.4% | +10.9% |
| 2021 | 19.6% | +20.0% |
| 2022 | 19.9% | +1.1% |
| 2023 | 20.9% | +5.2% |
| 2024 | 20.7% | -1.0% |
Algeria compared with similar countries
- Algeria's 20.7% is above the median for upper middle income countries, which is 3.5%, 5.8× the median. (48 countries reporting)
- Algeria's 20.7% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 4.7%, 4.4× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 21.1% | 21.1% | 21.1% | 1 |
| 2010s | 12.7% | 9.8% | 18.3% | 10 |
| 2020s | 19.5% | 16.4% | 20.9% | 5 |
Countries ranked near Algeria
- 1 Chad 31.5% compare
- 2 Equatorial Guinea 31.1% compare
- 4 Bangladesh 19.0% compare
- 5 Ghana 18.9% compare
- 6 Iraq 16.5% compare
More financial sector data for Algeria
- Reserve position in the IMF, US dollar, annual growth rate 7.41 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 14.63 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.28 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 10.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.41 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 14.63 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.28 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Algeria?
- Bank nonperforming loans to total gross loans in Algeria was 20.7% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Algeria?
- The highest recorded value was 21.1% in 2009.
- What is the lowest bank nonperforming loans to total gross loans recorded in Algeria?
- The lowest recorded value was 9.8% in 2015.
- How does Algeria rank for bank nonperforming loans to total gross loans?
- Algeria ranks 3rd out of 151 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Algeria?
- Over the last ten years it is up 108.2%. The long-run trend across the full record is rising.
- Where does this Algeria data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.