Bank nonperforming loans to total gross loans in Chad

Chad: Bank nonperforming loans to total gross loans was 31.5% in 2023. ▲ Rising

Latest (2023)
31.5%
Change on year
up 13.7%
World rank
1st
of 150 countries
All-time high
31.5%
in 2023
All-time low
7.4%
in 2012
Years of data
14
2010–2023

Bank nonperforming loans to total gross loans in Chad, 2010–2023

510152025302010201620232010: 9.9 %2011: 7.6 %2012: 7.4 %2013: 9.8 %2014: 11.7 %2015: 18.8 %2016: 22.9 %2017: 27.9 %2018: 31.1 %2019: 26 %2020: 27.7 %2021: 26.1 %2022: 27.7 %2023: 31.5 %

Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank nonperforming loans to total gross loans in Chad is 31.5%, measured in 2023. That is the highest value across all 14 years on record.

That represents a change of up 13.7% on the previous year and up 222.3% over ten years.

Over the whole period, bank nonperforming loans to total gross loans in Chad peaked at 31.5% in 2023 and was at its lowest, 7.4%, in 2012.

Chad ranks 1st of 150 countries on this measure, in the top 10%.

The long-run direction has been consistently rising across the 14 years of available data.

Bank nonperforming loans to total gross loans in Chad, year by year

Annual values for Bank nonperforming loans to total gross loans (%) in Chad, 2010 to 2023.
Year % Change
2010 9.9%
2011 7.6% -22.9%
2012 7.4% -3.6%
2013 9.8% +32.6%
2014 11.7% +20.1%
2015 18.8% +59.9%
2016 22.9% +22.0%
2017 27.9% +21.9%
2018 31.1% +11.3%
2019 26.0% -16.2%
2020 27.7% +6.5%
2021 26.1% -5.9%
2022 27.7% +6.3%
2023 31.5% +13.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 17.3% 7.4% 31.1% 10
2020s 28.3% 26.1% 31.5% 4

Countries ranked near Chad

  1. 2 Equatorial Guinea 31.1% compare
  2. 3 Algeria 20.7% compare
  3. 4 Bangladesh 19.0% compare

See the full ranking of 150 places →

More financial sector data for Chad

All data for Chad →

Frequently asked questions

What is bank nonperforming loans to total gross loans in Chad?
Bank nonperforming loans to total gross loans in Chad was 31.5% in 2023, according to Financial Soundness Indicators, International Monetary Fund (IMF).
What is the highest bank nonperforming loans to total gross loans recorded in Chad?
The highest recorded value was 31.5% in 2023.
What is the lowest bank nonperforming loans to total gross loans recorded in Chad?
The lowest recorded value was 7.4% in 2012.
How does Chad rank for bank nonperforming loans to total gross loans?
Chad ranks 1st out of 150 countries with data for 2023.
Is bank nonperforming loans to total gross loans rising or falling in Chad?
Over the last ten years it is up 222.3%. The long-run trend across the full record is rising.
Where does this Chad data come from?
The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.

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Bank nonperforming loans to total gross loans in Chad. Statizoid, drawing on Financial Soundness Indicators, International Monetary Fund (IMF). Retrieved 29 August 2026, from https://financial-sector.statizoid.com/stat/bank-nonperforming-loans-to-total-gross-loans-percent/chad/

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About this data

Indicator
Bank nonperforming loans to total gross loans (%)
Unit
%
Source
Financial Soundness Indicators, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
150 places, 2,344 data points, 2000–2025
Last refreshed

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.