Estonia vs Japan: Bank nonperforming loans to total gross loans

Estonia
1.3%
in 2025
Japan
1.2%
in 2022
Estonia rank
132nd
Japan rank
134th

Bank nonperforming loans to total gross loans over time

  • Estonia
  • Japan
12345200820162025

How they compare

Estonia currently reports 1.3% against 1.2% in Japan, a difference of 0.1%.

That makes Estonia's figure about 1.1 times Japan's.

The two have swapped places 3 times across 13 shared years of data; in 2010 it was Estonia ahead.

Estonia ranks 132nd and Japan ranks 134th of 151 countries.

Across the 2 decades both report, Estonia averaged higher in 1 and Japan in 1.

Head to head by decade

Decade Estonia Japan Difference Ahead
2010s 2.6% 1.8% 0.8% Estonia
2020s 1.2% 1.2% 0.0% Japan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank nonperforming loans to total gross loans, Estonia or Japan?
Estonia, at 1.3% against 1.2% in Japan as of 2025.
What is the difference in bank nonperforming loans to total gross loans between Estonia and Japan?
0.1%, with Estonia ahead.
How many years of comparable data are there for Estonia and Japan?
13 years are reported by both, from 2010 to 2022.
How do Estonia and Japan rank globally for bank nonperforming loans to total gross loans?
Estonia ranks 132nd and Japan ranks 134th of 151 countries.
Where does this data come from?
Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank nonperforming loans to total gross loans (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Estonia vs Japan: Bank nonperforming loans to total gross loans. Statizoid, drawing on Financial Soundness Indicators, International Monetary Fund (IMF). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/compare/bank-nonperforming-loans-to-total-gross-loans-percent/estonia/japan/

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About this data

Indicator
Bank nonperforming loans to total gross loans (%)
Unit
%
Source
Financial Soundness Indicators, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
151 places, 2,360 data points, 2000–2025
Last refreshed

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.