Bank nonperforming loans to total gross loans (%) in Japan
Japan: Bank nonperforming loans to total gross loans (%) was 1.2% in 2022. ▼ Falling
Bank nonperforming loans to total gross loans in Japan, 2010–2022
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Japan is 1.2%, measured in 2022.
That represents a change of up 0.5% on the previous year and down 49.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Japan peaked at 2.5% in 2010 and was at its lowest, 1.1%, in 2018.
Japan ranks 134th of 151 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 13 years of available data.
Bank nonperforming loans to total gross loans (%) in Japan, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 2.5% | — |
| 2011 | 2.4% | -0.4% |
| 2012 | 2.4% | -0.8% |
| 2013 | 2.1% | -12.3% |
| 2014 | 1.7% | -18.0% |
| 2015 | 1.5% | -12.2% |
| 2016 | 1.4% | -8.9% |
| 2017 | 1.2% | -14.7% |
| 2018 | 1.1% | -9.9% |
| 2019 | 1.1% | +3.5% |
| 2020 | 1.1% | +2.5% |
| 2021 | 1.2% | +7.8% |
| 2022 | 1.2% | +0.5% |
Japan compared with similar countries
- Japan's 1.2% is below the median for high income countries, which is 2.0%, 61% of the median. (58 countries reporting)
- Japan's 1.2% is below the median for East Asia & Pacific, which is 2.9%, 42% of the median. (22 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 1.8% | 1.1% | 2.5% | 10 |
| 2020s | 1.2% | 1.1% | 1.2% | 3 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Japan?
- Bank nonperforming loans to total gross loans in Japan was 1.2% in 2022, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Japan?
- The highest recorded value was 2.5% in 2010.
- What is the lowest bank nonperforming loans to total gross loans recorded in Japan?
- The lowest recorded value was 1.1% in 2018.
- How does Japan rank for bank nonperforming loans to total gross loans?
- Japan ranks 134th out of 151 countries with data for 2022.
- Is bank nonperforming loans to total gross loans rising or falling in Japan?
- Over the last ten years it is down 49.2%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 13 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.