Bank nonperforming loans to total gross loans in Malaysia
Malaysia: Bank nonperforming loans to total gross loans was 1.4% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Malaysia, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Malaysia is 1.4%, measured in 2025. That is the lowest value across all 21 years on record.
That represents a change of down 5.2% on the previous year and down 14.8% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Malaysia peaked at 9.4% in 2005 and was at its lowest, 1.4%, in 2025.
That places Malaysia 131st out of 151 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans in Malaysia, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 9.4% | — |
| 2006 | 8.5% | -9.5% |
| 2007 | 6.5% | -23.5% |
| 2008 | 4.8% | -26.0% |
| 2009 | 3.6% | -24.6% |
| 2010 | 3.4% | -7.5% |
| 2011 | 2.7% | -20.1% |
| 2012 | 2.0% | -24.8% |
| 2013 | 1.8% | -8.3% |
| 2014 | 1.6% | -11.0% |
| 2015 | 1.6% | -2.4% |
| 2016 | 1.6% | +0.5% |
| 2017 | 1.5% | -4.0% |
| 2018 | 1.5% | -5.2% |
| 2019 | 1.5% | +3.3% |
| 2020 | 1.6% | +3.4% |
| 2021 | 1.7% | +6.9% |
| 2022 | 1.7% | +2.6% |
| 2023 | 1.7% | -3.8% |
| 2024 | 1.4% | -12.6% |
| 2025 | 1.4% | -5.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.6% | 3.6% | 9.4% | 5 |
| 2010s | 1.9% | 1.5% | 3.4% | 10 |
| 2020s | 1.6% | 1.4% | 1.7% | 6 |
Countries ranked near Malaysia
More financial sector data for Malaysia
- Net domestic credit (current LCU), per capita 82,207 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 6.26 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 5.16 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 43.75 million SDR (2025)
- Gold reserves at market value 3.99 billion SDR (2025)
- Reserves excluding gold, foreign exchange 82.45 billion SDR (2025)
- Reserves excluding gold 87.75 billion SDR (2025)
- Total reserves (gold at market value) 91.73 billion SDR (2025)
- Total reserves (gold at national valuation) 91.67 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,548 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Malaysia?
- Bank nonperforming loans to total gross loans in Malaysia was 1.4% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Malaysia?
- The highest recorded value was 9.4% in 2005.
- What is the lowest bank nonperforming loans to total gross loans recorded in Malaysia?
- The lowest recorded value was 1.4% in 2025.
- How does Malaysia rank for bank nonperforming loans to total gross loans?
- Malaysia ranks 131st out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Malaysia?
- Over the last ten years it is down 14.8%. The long-run trend across the full record is volatile.
- Where does this Malaysia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.