United Kingdom of Great Britain and Northern Ireland vs United States of America: Bank nonperforming loans to total gross loans
Bank nonperforming loans to total gross loans over time
- United Kingdom of Great Britain and Northern Ireland
- United States of America
How they compare
United States of America currently reports 1.0% against 0.9% in United Kingdom of Great Britain and Northern Ireland, a difference of 0.1%.
The two have swapped places 6 times across 17 shared years of data; in 2009 it was United States of America ahead.
United Kingdom of Great Britain and Northern Ireland ranks 142nd and United States of America ranks 141st of 151 countries.
Across the 3 decades both report, United Kingdom of Great Britain and Northern Ireland averaged higher in 2 and United States of America in 1.
Head to head by decade
| Decade | United Kingdom of Great Britain and Northern Ireland | United States of America | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 3.5% | 5.0% | 1.5% | United States of America |
| 2010s | 2.2% | 2.1% | 0.1% | United Kingdom of Great Britain and Northern Ireland |
| 2020s | 1.0% | 0.9% | 0.1% | United Kingdom of Great Britain and Northern Ireland |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher bank nonperforming loans to total gross loans, United Kingdom of Great Britain and Northern Ireland or United States of America?
- United States of America, at 1.0% against 0.9% in United Kingdom of Great Britain and Northern Ireland as of 2025.
- What is the difference in bank nonperforming loans to total gross loans between United Kingdom of Great Britain and Northern Ireland and United States of America?
- 0.1%, with United States of America ahead.
- How many years of comparable data are there for United Kingdom of Great Britain and Northern Ireland and United States of America?
- 17 years are reported by both, from 2009 to 2025.
- How do United Kingdom of Great Britain and Northern Ireland and United States of America rank globally for bank nonperforming loans to total gross loans?
- United Kingdom of Great Britain and Northern Ireland ranks 142nd and United States of America ranks 141st of 151 countries.
- Where does this data come from?
- Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank nonperforming loans to total gross loans (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.