Bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland
United Kingdom of Great Britain and Northern Ireland: Bank nonperforming loans to total gross loans was 0.9% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland stood at 0.9%.
Compared with earlier readings it is down 6.7% on the previous year and down 6.6% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland peaked at 4.0% in 2011 and was at its lowest, 0.9%, in 2022.
That places United Kingdom of Great Britain and Northern Ireland 142nd out of 151 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 1.0% | — |
| 2008 | 1.6% | +56.7% |
| 2009 | 3.5% | +125.4% |
| 2010 | 4.0% | +12.7% |
| 2011 | 4.0% | +0.2% |
| 2012 | 3.6% | -9.5% |
| 2013 | 3.1% | -13.2% |
| 2014 | 1.7% | -46.8% |
| 2015 | 1.0% | -38.7% |
| 2016 | 1.7% | +66.3% |
| 2017 | 1.4% | -19.4% |
| 2018 | 1.1% | -19.4% |
| 2019 | 1.0% | -7.1% |
| 2020 | 1.0% | -3.4% |
| 2021 | 1.0% | -1.4% |
| 2022 | 0.9% | -3.1% |
| 2023 | 1.0% | +3.3% |
| 2024 | 1.0% | +4.7% |
| 2025 | 0.9% | -6.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.0% | 1.0% | 3.5% | 3 |
| 2010s | 2.2% | 1.0% | 4.0% | 10 |
| 2020s | 1.0% | 0.9% | 1.0% | 6 |
Countries ranked near United Kingdom of Great Britain and Northern Ireland
More financial sector data for United Kingdom of Great Britain and Northern Ireland
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
All data for United Kingdom of Great Britain and Northern Ireland →
Frequently asked questions
- What is bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland?
- Bank nonperforming loans to total gross loans in United Kingdom of Great Britain and Northern Ireland was 0.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in United Kingdom of Great Britain and Northern Ireland?
- The highest recorded value was 4.0% in 2011.
- What is the lowest bank nonperforming loans to total gross loans recorded in United Kingdom of Great Britain and Northern Ireland?
- The lowest recorded value was 0.9% in 2022.
- How does United Kingdom of Great Britain and Northern Ireland rank for bank nonperforming loans to total gross loans?
- United Kingdom of Great Britain and Northern Ireland ranks 142nd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in United Kingdom of Great Britain and Northern Ireland?
- Over the last ten years it is down 6.6%. The long-run trend across the full record is volatile.
- Where does this United Kingdom of Great Britain and Northern Ireland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.