Bank nonperforming loans to total gross loans in Switzerland
Switzerland: Bank nonperforming loans to total gross loans was 0.8% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Switzerland, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Switzerland recorded 0.8% for bank nonperforming loans to total gross loans in 2025.
That represents a change of down 6.6% on the previous year and up 5.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Switzerland peaked at 1.2% in 2005 and was at its lowest, 0.6%, in 2017.
Switzerland ranks 144th of 151 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Bank nonperforming loans to total gross loans in Switzerland, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 1.2% | — |
| 2006 | 0.9% | -26.3% |
| 2007 | 0.7% | -18.2% |
| 2008 | 0.9% | +19.4% |
| 2009 | 1.0% | +14.0% |
| 2010 | 0.8% | -16.4% |
| 2011 | 0.8% | -5.5% |
| 2012 | 0.8% | -4.4% |
| 2013 | 0.8% | -1.7% |
| 2014 | 0.7% | -6.5% |
| 2015 | 0.7% | +4.8% |
| 2016 | 0.7% | -0.9% |
| 2017 | 0.6% | -11.7% |
| 2018 | 0.7% | +3.8% |
| 2019 | 0.6% | -3.6% |
| 2020 | 0.8% | +17.1% |
| 2021 | 0.7% | -11.9% |
| 2022 | 0.7% | +3.1% |
| 2023 | 0.8% | +10.7% |
| 2024 | 0.8% | +9.3% |
| 2025 | 0.8% | -6.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.0% | 0.7% | 1.2% | 5 |
| 2010s | 0.7% | 0.6% | 0.8% | 10 |
| 2020s | 0.7% | 0.7% | 0.8% | 6 |
Countries ranked near Switzerland
More financial sector data for Switzerland
- Net domestic credit (current LCU), per capita 141,431 current LCU per person (2016)
- Net domestic credit (current LCU), per unit of GDP 1.7 current LCU per US$ of GDP (2016)
- Net domestic credit (current LCU), annual growth rate 3.56 % change on previous year (2016)
- Gold reserves at 35 SDRs per ounce 1.17 billion SDR (2025)
- Gold reserves at market value 106.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 667.88 billion SDR (2025)
- Reserves excluding gold 678.82 billion SDR (2025)
- Total reserves (gold at market value) 785.45 billion SDR (2025)
- Total reserves (gold at national valuation) 785.03 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 86,338 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Switzerland?
- Bank nonperforming loans to total gross loans in Switzerland was 0.8% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Switzerland?
- The highest recorded value was 1.2% in 2005.
- What is the lowest bank nonperforming loans to total gross loans recorded in Switzerland?
- The lowest recorded value was 0.6% in 2017.
- How does Switzerland rank for bank nonperforming loans to total gross loans?
- Switzerland ranks 144th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Switzerland?
- Over the last ten years it is up 5.2%. The long-run trend across the full record is falling.
- Where does this Switzerland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.