Bank nonperforming loans to total gross loans in Nicaragua
Nicaragua: Bank nonperforming loans to total gross loans was 1.0% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Nicaragua, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Nicaragua is 1.0%, measured in 2025.
Compared with earlier readings it is down 16.6% on the previous year and up 17.1% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Nicaragua peaked at 3.7% in 2020 and was at its lowest, 0.9%, in 2016.
That places Nicaragua 139th out of 151 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 18 years of available data.
Bank nonperforming loans to total gross loans in Nicaragua, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 2.5% | — |
| 2009 | 2.5% | +3.3% |
| 2010 | 2.0% | -19.8% |
| 2011 | 1.9% | -6.4% |
| 2012 | 1.9% | -1.7% |
| 2013 | 2.0% | +5.2% |
| 2014 | 1.0% | -49.6% |
| 2015 | 0.9% | -11.2% |
| 2016 | 0.9% | -2.8% |
| 2017 | 1.0% | +20.8% |
| 2018 | 2.4% | +133.4% |
| 2019 | 3.1% | +28.2% |
| 2020 | 3.7% | +19.3% |
| 2021 | 2.5% | -33.9% |
| 2022 | 1.5% | -37.1% |
| 2023 | 1.5% | +0.1% |
| 2024 | 1.2% | -19.4% |
| 2025 | 1.0% | -16.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.5% | 2.5% | 2.5% | 2 |
| 2010s | 1.7% | 0.9% | 3.1% | 10 |
| 2020s | 1.9% | 1.0% | 3.7% | 6 |
Countries ranked near Nicaragua
- 136 Armenia 1.1% compare
- 137 Czechia 1.1% compare
- 138 Saudi Arabia 1.0% compare
- 140 Australia 1.0% compare
- 141 United States of America 1.0% compare
- 142 United Kingdom of Great Britain and Northern Ireland 0.9% compare
More financial sector data for Nicaragua
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 6.35 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 4.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 6.35 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Nicaragua?
- Bank nonperforming loans to total gross loans in Nicaragua was 1.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Nicaragua?
- The highest recorded value was 3.7% in 2020.
- What is the lowest bank nonperforming loans to total gross loans recorded in Nicaragua?
- The lowest recorded value was 0.9% in 2016.
- How does Nicaragua rank for bank nonperforming loans to total gross loans?
- Nicaragua ranks 139th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Nicaragua?
- Over the last ten years it is up 17.1%. The long-run trend across the full record is falling.
- Where does this Nicaragua data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.