Bank nonperforming loans to total gross loans (%) in Saudi Arabia
Saudi Arabia: Bank nonperforming loans to total gross loans (%) was 1.0% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Saudi Arabia, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Saudi Arabia stood at 1.0%. That is the lowest value across all 17 years on record.
That represents a change of down 16.7% on the previous year and down 16.1% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Saudi Arabia peaked at 3.3% in 2009 and was at its lowest, 1.0%, in 2025.
Saudi Arabia ranks 138th of 151 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 17 years of available data.
Bank nonperforming loans to total gross loans (%) in Saudi Arabia, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 3.3% | — |
| 2010 | 3.0% | -9.7% |
| 2011 | 2.2% | -25.1% |
| 2012 | 1.7% | -24.9% |
| 2013 | 1.3% | -21.7% |
| 2014 | 1.1% | -17.3% |
| 2015 | 1.2% | +14.5% |
| 2016 | 1.4% | +11.8% |
| 2017 | 1.6% | +16.6% |
| 2018 | 2.0% | +21.0% |
| 2019 | 1.9% | -4.8% |
| 2020 | 2.2% | +19.0% |
| 2021 | 1.9% | -15.5% |
| 2022 | 1.8% | -3.5% |
| 2023 | 1.5% | -16.0% |
| 2024 | 1.2% | -17.7% |
| 2025 | 1.0% | -16.7% |
Saudi Arabia compared with similar countries
- Saudi Arabia's 1.0% is below the median for high income countries, which is 2.0%, 51% of the median. (58 countries reporting)
- Saudi Arabia's 1.0% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 4.7%, 22% of the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.3% | 3.3% | 3.3% | 1 |
| 2010s | 1.7% | 1.1% | 3.0% | 10 |
| 2020s | 1.6% | 1.0% | 2.2% | 6 |
Countries ranked near Saudi Arabia
More financial sector data for Saudi Arabia
- Reserve position in the IMF, US dollar, annual growth rate 6.5 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 93.38 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 68.19 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.5 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 93.38 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Saudi Arabia?
- Bank nonperforming loans to total gross loans in Saudi Arabia was 1.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Saudi Arabia?
- The highest recorded value was 3.3% in 2009.
- What is the lowest bank nonperforming loans to total gross loans recorded in Saudi Arabia?
- The lowest recorded value was 1.0% in 2025.
- How does Saudi Arabia rank for bank nonperforming loans to total gross loans?
- Saudi Arabia ranks 138th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Saudi Arabia?
- Over the last ten years it is down 16.1%. The long-run trend across the full record is falling.
- Where does this Saudi Arabia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.