Australia vs Ghana: Bank Z-score

Australia
14.15
in 2021
Ghana
13.92
in 2021
Australia rank
93rd
Ghana rank
96th

Bank Z-score over time

  • Australia
  • Ghana
051015200020102021

How they compare

Australia currently reports 14.15 against 13.92 in Ghana, a difference of 0.23.

The two have swapped places 9 times across 17 shared years of data; in 2005 it was Ghana ahead.

Australia ranks 93rd and Ghana ranks 96th of 169 countries.

Across the 3 decades both report, Australia averaged higher in 2 and Ghana in 1.

Head to head by decade

Decade Australia Ghana Difference Ahead
2000s 14.12 11.25 2.86 Australia
2010s 13.83 13.34 0.4851 Australia
2020s 13.7 14.04 0.343 Ghana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank z-score, Australia or Ghana?
Australia, at 14.15 against 13.92 in Ghana as of 2021.
What is the difference in bank z-score between Australia and Ghana?
0.23, with Australia ahead.
How many years of comparable data are there for Australia and Ghana?
17 years are reported by both, from 2005 to 2021.
How do Australia and Ghana rank globally for bank z-score?
Australia ranks 93rd and Ghana ranks 96th of 169 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank Z-score. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Ghana: Bank Z-score. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 17 August 2026, from https://financial-sector.statizoid.com/compare/bank-z-score/australia/ghana/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,285 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.