Bank Z-score in Australia
Australia: Bank Z-score was 14.15 in 2021. ▲ Rising
Bank Z-score in Australia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Australia recorded 14.15 for bank z-score in 2021.
The figure is up 6.8% on the previous year and down 1.7% over ten years.
Over the whole period, bank z-score in Australia peaked at 17.38 in 2003 and was at its lowest, 9.11, in 2001.
That places Australia 94th out of 170 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 21 years of available data.
Bank Z-score in Australia, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 10.74 | — |
| 2001 | 9.11 | -15.2% |
| 2002 | 13.34 | +46.4% |
| 2003 | 17.38 | +30.3% |
| 2005 | 9.89 | -43.1% |
| 2006 | 17.31 | +75.0% |
| 2007 | 14.83 | -14.3% |
| 2008 | 13.71 | -7.6% |
| 2009 | 14.84 | +8.3% |
| 2010 | 15.33 | +3.3% |
| 2011 | 14.4 | -6.1% |
| 2012 | 13.9 | -3.5% |
| 2013 | 13.74 | -1.1% |
| 2014 | 13.49 | -1.8% |
| 2015 | 13.33 | -1.2% |
| 2016 | 13 | -2.5% |
| 2017 | 13.64 | +4.9% |
| 2018 | 13.97 | +2.4% |
| 2019 | 13.47 | -3.6% |
| 2020 | 13.25 | -1.7% |
| 2021 | 14.15 | +6.8% |
Australia compared with similar countries
- Australia's 14.15 is below the median for high income countries, which is 15.34, 92% of the median. (63 countries reporting)
- Australia's 14.15 is below the median for East Asia & Pacific, which is 20, 71% of the median. (18 countries reporting)
Biggest year-on-year movements
Years where Bank Z-score in Australia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2006 | +75.0% | 9.89 | 17.31 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.46 | 9.11 | 17.38 | 9 |
| 2010s | 13.83 | 13 | 15.33 | 10 |
| 2020s | 13.7 | 13.25 | 14.15 | 2 |
Countries ranked near Australia
More financial sector data for Australia
- Reserve position in the IMF, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 83.74 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.56 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 61.14 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 83.74 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.56 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Australia?
- Bank z-score in Australia was 14.15 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Australia?
- The highest recorded value was 17.38 in 2003.
- What is the lowest bank z-score recorded in Australia?
- The lowest recorded value was 9.11 in 2001.
- How does Australia rank for bank z-score?
- Australia ranks 94th out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Australia?
- Over the last ten years it is down 1.7%. The long-run trend across the full record is rising.
- Where does this Australia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.