Croatia vs Latvia: Bank Z-score

Croatia
7.39
in 2021
Latvia
7.11
in 2021
Croatia rank
148th
Latvia rank
150th

Bank Z-score over time

  • Croatia
  • Latvia
02468200020102021

How they compare

Croatia currently reports 7.39 against 7.11 in Latvia, a difference of 0.28.

The two have swapped places 6 times across 22 shared years of data; in 2000 it was Croatia ahead.

Croatia ranks 148th and Latvia ranks 150th of 169 countries.

Croatia has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Croatia Latvia Difference Ahead
2000s 6.11 5.65 0.4621 Croatia
2010s 7.69 7.15 0.5421 Croatia
2020s 7.34 6.94 0.4014 Croatia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank z-score, Croatia or Latvia?
Croatia, at 7.39 against 7.11 in Latvia as of 2021.
What is the difference in bank z-score between Croatia and Latvia?
0.28, with Croatia ahead.
How many years of comparable data are there for Croatia and Latvia?
22 years are reported by both, from 2000 to 2021.
How do Croatia and Latvia rank globally for bank z-score?
Croatia ranks 148th and Latvia ranks 150th of 169 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank Z-score. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Croatia vs Latvia: Bank Z-score. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 20 August 2026, from https://financial-sector.statizoid.com/compare/bank-z-score/croatia/latvia/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,285 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.