Bank Z-score in Croatia
Croatia: Bank Z-score was 7.39 in 2021. ▲ Rising
Bank Z-score in Croatia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Croatia stood at 7.39.
The figure is up 1.4% on the previous year and down 3.2% over ten years.
Over the whole period, bank z-score in Croatia peaked at 8.24 in 2017 and was at its lowest, 5.06, in 2001.
Croatia ranks 148th of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.11 | 5.06 | 7.8 | 10 |
| 2010s | 7.69 | 6.57 | 8.24 | 10 |
| 2020s | 7.34 | 7.29 | 7.39 | 2 |
Countries ranked near Croatia
More financial sector data for Croatia
- Domestic credit to private sector by banks 46.8% (2024)
- Total reserves in months of imports 0.6933 (2024)
- Net domestic credit 49.55 billion current LCU (2024)
- Net foreign assets 21.73 billion current LCU (2024)
- Monetary Sector credit to private sector 46.9% (2024)
- Claims on central government, etc. 8.7% (2024)
- Domestic credit to private sector 46.9% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration -3,481 (2025)
- GDP deflator: linked series 133.33 base year varies by country (2025)
Frequently asked questions
- What is bank z-score in Croatia?
- Bank z-score in Croatia was 7.39 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Croatia?
- The highest recorded value was 8.24 in 2017.
- What is the lowest bank z-score recorded in Croatia?
- The lowest recorded value was 5.06 in 2001.
- How does Croatia rank for bank z-score?
- Croatia ranks 148th out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Croatia?
- Over the last ten years it is down 3.2%. The long-run trend across the full record is rising.
- Where does this Croatia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.