Gambia vs Serbia: Bank Z-score

Gambia
10.93
in 2020
Serbia
10.35
in 2021
Gambia rank
118th
Serbia rank
121st

Bank Z-score over time

  • Gambia
  • Serbia
051015200020102021

How they compare

Gambia currently reports 10.93 against 10.35 in Serbia, a difference of 0.58.

That makes Gambia's figure about 1.1 times Serbia's.

The two have swapped places 5 times across 12 shared years of data; in 2004 it was Gambia ahead.

Gambia ranks 118th and Serbia ranks 121st of 170 countries.

Across the 3 decades both report, Gambia averaged higher in 1 and Serbia in 2.

Head to head by decade

Decade Gambia Serbia Difference Ahead
2000s 13.75 13.92 0.1611 Serbia
2010s 13.74 13.57 0.1679 Gambia
2020s 10.93 11.07 0.133 Serbia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank z-score, Gambia or Serbia?
Gambia, at 10.93 against 10.35 in Serbia as of 2020.
What is the difference in bank z-score between Gambia and Serbia?
0.58, with Gambia ahead.
How many years of comparable data are there for Gambia and Serbia?
12 years are reported by both, from 2004 to 2020.
How do Gambia and Serbia rank globally for bank z-score?
Gambia ranks 118th and Serbia ranks 121st of 170 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank Z-score. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Gambia vs Serbia: Bank Z-score. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 29 August 2026, from https://financial-sector.statizoid.com/compare/bank-z-score/gambia-the/serbia/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
170 places, 3,302 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.