Bank Z-score in Gambia
Gambia: Bank Z-score was 10.93 in 2020. ▼ Falling
Bank Z-score in Gambia, 2004–2020
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2020, bank z-score in Gambia stood at 10.93. That is the lowest value across all 12 years on record.
That represents a change of down 18.0% on the previous year and down 8.6% over ten years.
Over the whole period, bank z-score in Gambia peaked at 14.8 in 2005 and was at its lowest, 10.93, in 2020.
That places Gambia 117th out of 169 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently falling across the 12 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.75 | 11.96 | 14.8 | 6 |
| 2010s | 13.74 | 13.33 | 14.03 | 5 |
| 2020s | 10.93 | 10.93 | 10.93 | 1 |
Countries ranked near Gambia
More financial sector data for Gambia
- Domestic credit to private sector by banks 9.1% (2024)
- Total reserves in months of imports 4.79 (2024)
- Net domestic credit 64.61 billion current LCU (2024)
- Net foreign assets 32.07 billion current LCU (2024)
- Monetary Sector credit to private sector 9.4% (2024)
- Broad money 46.9% (2024)
- Claims on central government, etc. 27.6% (2024)
- Domestic credit to private sector 9.4% (2024)
- Official exchange rate 71.29 LCU per US$, period average (2025)
- Net migration -2,984 (2025)
Frequently asked questions
- What is bank z-score in Gambia?
- Bank z-score in Gambia was 10.93 in 2020, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Gambia?
- The highest recorded value was 14.8 in 2005.
- What is the lowest bank z-score recorded in Gambia?
- The lowest recorded value was 10.93 in 2020.
- How does Gambia rank for bank z-score?
- Gambia ranks 117th out of 169 countries with data for 2020.
- Is bank z-score rising or falling in Gambia?
- Over the last ten years it is down 8.6%. The long-run trend across the full record is falling.
- Where does this Gambia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 12 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.