Montenegro vs Pakistan: Bank Z-score

Montenegro
8.93
in 2021
Pakistan
8.85
in 2021
Montenegro rank
132nd
Pakistan rank
134th

Bank Z-score over time

  • Montenegro
  • Pakistan
51015200020102021

How they compare

Montenegro currently reports 8.93 against 8.85 in Pakistan, a difference of 0.08.

The two have swapped places 4 times across 19 shared years of data; in 2003 it was Montenegro ahead.

Montenegro ranks 132nd and Pakistan ranks 134th of 170 countries.

Pakistan has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Montenegro Pakistan Difference Ahead
2000s 9.56 11.8 2.24 Pakistan
2010s 8.37 10.76 2.39 Pakistan
2020s 9.17 9.46 0.2831 Pakistan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank z-score, Montenegro or Pakistan?
Montenegro, at 8.93 against 8.85 in Pakistan as of 2021.
What is the difference in bank z-score between Montenegro and Pakistan?
0.08, with Montenegro ahead.
How many years of comparable data are there for Montenegro and Pakistan?
19 years are reported by both, from 2003 to 2021.
How do Montenegro and Pakistan rank globally for bank z-score?
Montenegro ranks 132nd and Pakistan ranks 134th of 170 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank Z-score. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Montenegro vs Pakistan: Bank Z-score. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 24 August 2026, from https://financial-sector.statizoid.com/compare/bank-z-score/montenegro/pakistan/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
170 places, 3,302 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.