Bank Z-score in Pakistan
Pakistan: Bank Z-score was 8.85 in 2021. ▲ Rising
Bank Z-score in Pakistan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Pakistan stood at 8.85.
Compared with earlier readings it is down 12.0% on the previous year and down 4.0% over ten years.
Over the whole period, bank z-score in Pakistan peaked at 14.78 in 2007 and was at its lowest, 7.44, in 2010.
Pakistan ranks 134th of 170 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in Pakistan, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 7.74 | — |
| 2001 | 8.35 | +7.9% |
| 2002 | 9.04 | +8.2% |
| 2003 | 9.28 | +2.7% |
| 2004 | 9.99 | +7.7% |
| 2005 | 10.11 | +1.2% |
| 2006 | 11.03 | +9.1% |
| 2007 | 14.78 | +34.0% |
| 2008 | 13.88 | -6.1% |
| 2009 | 13.52 | -2.6% |
| 2010 | 7.44 | -45.0% |
| 2011 | 9.22 | +24.0% |
| 2012 | 13.29 | +44.1% |
| 2013 | 11.91 | -10.4% |
| 2014 | 13.12 | +10.1% |
| 2015 | 12.28 | -6.4% |
| 2016 | 11.63 | -5.3% |
| 2017 | 9.72 | -16.4% |
| 2018 | 9.25 | -4.8% |
| 2019 | 9.71 | +4.9% |
| 2020 | 10.06 | +3.6% |
| 2021 | 8.85 | -12.0% |
Pakistan compared with similar countries
- Pakistan's 8.85 is below the median for lower middle income countries, which is 16.4, 54% of the median. (38 countries reporting)
- Pakistan's 8.85 is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 20.6, 43% of the median. (21 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.77 | 7.74 | 14.78 | 10 |
| 2010s | 10.76 | 7.44 | 13.29 | 10 |
| 2020s | 9.46 | 8.85 | 10.06 | 2 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0006 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0005 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0006 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Pakistan?
- Bank z-score in Pakistan was 8.85 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Pakistan?
- The highest recorded value was 14.78 in 2007.
- What is the lowest bank z-score recorded in Pakistan?
- The lowest recorded value was 7.44 in 2010.
- How does Pakistan rank for bank z-score?
- Pakistan ranks 134th out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Pakistan?
- Over the last ten years it is down 4.0%. The long-run trend across the full record is rising.
- Where does this Pakistan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.