Bank Z-score in Zambia
Zambia: Bank Z-score was 8.86 in 2021. ▲ Rising
Bank Z-score in Zambia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Zambia stood at 8.86.
Compared with earlier readings it is up 37.1% on the previous year and down 0.8% over ten years.
Over the whole period, bank z-score in Zambia peaked at 12.88 in 2014 and was at its lowest, 6.46, in 2020.
Zambia ranks 133rd of 170 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in Zambia, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 8.06 | — |
| 2001 | 9.22 | +14.4% |
| 2002 | 8.18 | -11.3% |
| 2003 | 7.18 | -12.3% |
| 2004 | 7.47 | +4.1% |
| 2005 | 9.61 | +28.7% |
| 2006 | 8.83 | -8.2% |
| 2007 | 8.93 | +1.2% |
| 2008 | 8.75 | -2.1% |
| 2009 | 8.51 | -2.7% |
| 2010 | 7.51 | -11.8% |
| 2011 | 8.93 | +18.9% |
| 2012 | 10.19 | +14.2% |
| 2013 | 11.86 | +16.3% |
| 2014 | 12.88 | +8.6% |
| 2015 | 10.27 | -20.3% |
| 2016 | 10.32 | +0.6% |
| 2017 | 11.93 | +15.5% |
| 2018 | 8.96 | -24.9% |
| 2019 | 9.18 | +2.5% |
| 2020 | 6.46 | -29.7% |
| 2021 | 8.86 | +37.1% |
Zambia compared with similar countries
- Zambia's 8.86 is below the median for lower middle income countries, which is 16.4, 54% of the median. (38 countries reporting)
- Zambia's 8.86 is below the median for Sub-Saharan Africa, which is 13.99, 63% of the median. (40 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.47 | 7.18 | 9.61 | 10 |
| 2010s | 10.2 | 7.51 | 12.88 | 10 |
| 2020s | 7.66 | 6.46 | 8.86 | 2 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Zambia?
- Bank z-score in Zambia was 8.86 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Zambia?
- The highest recorded value was 12.88 in 2014.
- What is the lowest bank z-score recorded in Zambia?
- The lowest recorded value was 6.46 in 2020.
- How does Zambia rank for bank z-score?
- Zambia ranks 133rd out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Zambia?
- Over the last ten years it is down 0.8%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.