Bank Z-score in Zambia
Zambia: Bank Z-score was 8.86 in 2021. ▲ Rising
Bank Z-score in Zambia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Zambia stood at 8.86.
Compared with earlier readings it is up 37.1% on the previous year and down 0.8% over ten years.
Over the whole period, bank z-score in Zambia peaked at 12.88 in 2014 and was at its lowest, 6.46, in 2020.
Zambia ranks 132nd of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.47 | 7.18 | 9.61 | 10 |
| 2010s | 10.2 | 7.51 | 12.88 | 10 |
| 2020s | 7.66 | 6.46 | 8.86 | 2 |
Countries ranked near Zambia
More financial sector data for Zambia
- Domestic credit to private sector by banks 13.7% (2025)
- Total reserves in months of imports 3.29 (2024)
- Net domestic credit 172.45 billion current LCU (2025)
- Net foreign assets 85.43 billion current LCU (2025)
- Monetary Sector credit to private sector 13.7% (2025)
- Broad money 30.8% (2025)
- Claims on central government, etc. 9.1% (2025)
- Domestic credit to private sector 17.0% (2024)
- Official exchange rate 25.28 LCU per US$, period average (2025)
- Net migration 6,562 (2025)
Frequently asked questions
- What is bank z-score in Zambia?
- Bank z-score in Zambia was 8.86 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Zambia?
- The highest recorded value was 12.88 in 2014.
- What is the lowest bank z-score recorded in Zambia?
- The lowest recorded value was 6.46 in 2020.
- How does Zambia rank for bank z-score?
- Zambia ranks 132nd out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Zambia?
- Over the last ten years it is down 0.8%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.