European Union vs Japan: Domestic credit to private sector by banks

European Union
73.5%
in 2024
Japan
115.9%
in 2025
European Union rank
13th
Japan rank
16th

Domestic credit to private sector by banks over time

  • European Union
  • Japan
50100150200196019922025

How they compare

Japan currently reports 115.9% against 73.5% in European Union, a difference of 42.4%.

That makes Japan's figure about 1.6 times European Union's.

The two have swapped places 2 times across 24 shared years of data; in 2001 it was Japan ahead.

European Union ranks 13th and Japan ranks 16th of 47 groups.

Japan has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade European Union Japan Difference Ahead
2000s 93.3% 96.5% 3.2% Japan
2010s 91.9% 101.4% 9.5% Japan
2020s 82.2% 116.2% 34.0% Japan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher domestic credit to private sector by banks, European Union or Japan?
Japan, at 115.9% against 73.5% in European Union as of 2025.
What is the difference in domestic credit to private sector by banks between European Union and Japan?
42.4%, with Japan ahead.
How many years of comparable data are there for European Union and Japan?
24 years are reported by both, from 2001 to 2024.
How do European Union and Japan rank globally for domestic credit to private sector by banks?
European Union ranks 13th and Japan ranks 16th of 47 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Domestic credit to private sector by banks (% of GDP). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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European Union vs Japan: Domestic credit to private sector by banks. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 18 September 2026, from https://financial-sector.statizoid.com/compare/domestic-credit-to-private-sector-by-banks-percent-of-gdp/european-union/japan/

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About this data

Indicator
Domestic credit to private sector by banks (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,621 data points, 1960–2025
Last refreshed

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.